Heritage Retirement Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$351,068,792
Total clients
345
28% high-net worth
Total advisors
3
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
115
Average account size
$1,017,591
About
Heritage Retirement Advisors works with individuals (including high‑net‑worth clients), retirement plan sponsors, trusts, estates and business entities, providing ongoing asset management, written financial planning through its Total Client Profile process, retirement-plan advisory and annuity/variable life sub‑account management. The firm manages roughly $351 million for about 345 clients with a three‑advisor team and offers both continuous portfolio supervision and modular or one‑time planning engagements.
The firm’s client work is personalized through a structured planning process that maps clients’ values, goals and life circumstances to investment models that range from conservative to aggressive, using mutual funds, ETFs and other instruments; advisors employ fundamental and technical analysis and may manage accounts on a discretionary basis. For retirement plans HRA can provide ERISA 3(38)-style fiduciary management and, for annuities, limited discretionary sub‑account exchanges and ongoing monitoring.
Distinguishing features include routinely offering performance‑based fee arrangements to qualified clients, maintaining affiliated business lines such as an insurance agency and a tax/advisory entity, and conducting educational seminars or workshops and related marketing events — activities the firm discloses and manages for conflicts of interest. Heritage’s advisers are also licensed to sell insurance and life‑settlement products and disclose those non‑advisory activities, which prospective clients should consider when evaluating recommendations.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$0 - $250,000: 1.920% $250,001 - $500,000: 1.500% $500,001 - $1,000,000: 1.250% $1,000,001 - $1,500,000: 1.000% $1,500,001 - $2,000,000: 0.800% $2,000,001 - $4,000,000: 0.650% $4,000,001+: 0.600%
$350 per hour for financial planning and consulting services
20% of outperformance relative to an agreed-upon benchmark for qualified clients with at least $1 million under management or $2 million net worth; qualified clients pay approximately half the standard tiered AUM fee rates
Fee-only: Hourly fee of $350 per hour for financial planning and consulting services
Main office location
Heritage Retirement Advisors, LLC
607 Cheek Sparger Road, Suite 150
Colleyville TX 76034, United States
Number of offices
1
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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