H
Heritage Planning & Investing Services, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,828,504
Clients
25
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
25
TypicalAverage account size
$193,140
About
The firm is a state-registered, single-advisor investment advisory practice serving individuals, trusts, and small business owners. It offers hourly financial consulting, comprehensive financial planning, and discretionary portfolio management, and may also provide advice on non-securities matters; the firm does not impose a minimum dollar value to open or maintain an investment account.
The firm’s investment process centers on fundamental analysis to assess companies’ intrinsic value, supplemented by technical/chart analysis, with diversification across asset classes and a mix of primarily long-term positions and shorter-term trades when warranted; investment policy statements are reviewed at least annually and discretionary accounts are monitored on a regular basis. Custody and trade execution are conducted through Charles Schwab, and clients receive periodic account statements and summary reports prepared by the firm.
A distinctive feature is that the sole advisor holds a state insurance producer license and allocates roughly 15% of time to non-securities advice, with under 5% involving insurance products; the firm discloses that insurance recommendations may generate commissions and offsets any billed advisory time spent on such sales. The advisor also trades in the same securities recommended to clients and executes trades on an individual-account basis rather than aggregating orders, a practice the firm records and discloses to clients.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
Life insurance needs analysis
Disability insurance
Fee options
Commission may be received from sale of insurance products; less than 5% of advisor's time involves insurance product sales with commissions.
Hourly Advisory Consulting Services range from $45 to $100 per hour as specified in the advisory agreement.
Fee-only: Hourly fee ranges from $45 to $100 per hour as specified in the advisory agreement. Comprehensive services billed hourly or as a percentage of AUM (0.25% minimum, not to exceed 0.50% maximum quarterly).
Main office location
Heritage Planning & Investing Services, LLC
Louisville CO, United States
Number of offices
1
Most active in
Heritage Planning & Investing Services, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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