Henington Group RIA LLC

Henington Group RIA LLC provides ongoing discretionary portfolio management primarily for individual and high‑net‑worth clients and, atypically for a single‑advisor independent RIA, also serves corporations, business entities, and charitable organizations; the firm reports about $62 million in assets under management across roughly 35 client accounts. It documents each client’s goals and risk tolerance in an Investment Policy Statement and offers services that include asset allocation, asset selection, and regular portfolio monitoring.

The firm’s investment process centers on an asset‑dedication or “bucket” approach, dividing portfolios into three buckets (a conservative withdrawal bucket, a money‑manager growth bucket, and an aggressive growth bucket) and applying modern portfolio theory along with charting, fundamental, technical, and quantitative analyses to stress‑test outcomes. HG RIA invests across equities, fixed income, mutual funds, ETFs and REITs, may recommend third‑party money managers, and typically manages accounts on a discretionary basis.

Distinctive features include an affiliation with insurance activities: the firm’s principal is a licensed insurance agent who spends approximately ten hours per week on those outside activities and may recommend commissionable insurance products, a conflict the firm discloses and documents in client files. The principal also operates a payments business and serves as trustee of a private trust; combined with the firm’s acceptance of corporate and charitable clients, these outside roles and client types set the firm apart from many solo independent advisors.