H
Heisner Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$40,400,000
Clients
26
100% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
26
TypicalAverage account size
$1,553,846
About
Heisner Financial, LLC primarily advises individuals and trusts and also provides business consulting, bookkeeping, and tax-planning services to both individual and business clients. The firm offers comprehensive financial planning across retirement, estate, insurance, education and cash-flow topics, delivered either on an ongoing basis or as hourly consulting.
The firm helps clients set target asset allocations across bonds, cash, real estate and domestic and international stocks and typically implements portfolios using mutual funds, monitoring and rebalancing when clients request. All investment advice is provided on a non-discretionary basis, with transactions executed only after obtaining specific client consent (the firm may obtain a limited power of attorney to facilitate client-directed trades).
Distinctive features include that the firm’s principal maintains an active CPA credential and integrates bookkeeping and tax planning into the advisory process, and the practice explicitly supports business/corporate consulting in addition to individual work. The firm manages only non-discretionary assets, is prepared to research or facilitate strategies involving margin, option and futures contracts and other borrowing or derivative instruments at a client’s request, and is not accepting new clients through 2026.
Client services
Financial planning
Portfolio management
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
General tax planning
Fee options
Fixed fees for ongoing comprehensive financial and/or investment planning, starting at $5,500 first year, $3,500 subsequent years
$0 - $500,000: N/A (minimum fee applies) $500,001+: 0.40% of investment assets in excess of $500,000 plus $3,000 base fee
$250 per hour for advisor; $100 per hour for assistant; $1,500 minimum annual fee for hourly projects
Minimum fee: $5,500 minimum in the first year; $3,500 minimum each year thereafter for fixed fee and asset-based fee clients; $1,500 minimum for hourly consulting projects Fee-only: Fixed fees and hourly consulting fees as described; no commissions received
Main office location
Heisner Financial, LLC
11627 Gravois Rd
St.Louis MO 63126, United States
Number of offices
1
Most active in
Heisner Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Missouri
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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