Heintz Wealth Management, LLC

The firm provides fee-only financial life planning and investment management to individuals (including high-net-worth clients), trusts, estates, and retirement-plan participants. Services include ongoing discretionary and non-discretionary portfolio management, one-time and ongoing consulting, and insurance consulting delivered through a third‑party insurance platform.

Heintz Wealth Management applies a customized, diversified approach that primarily uses mutual funds and ETFs, emphasizing long‑term buy-and-hold allocations with the option for tactical shifts and strategic cash positioning. Financial life planning is described as an iterative four‑stage process and clients have access to a secure online dashboard that aggregates accounts and supports ongoing plan monitoring; the firm also notes its fiduciary duties when advising retirement accounts.

The brochure discloses an affiliation with another registered investment adviser that provides portfolio management and planning support to a small number of clients—an arrangement presented as separate ownership and control and relatively uncommon for peers. The firm also uses a third‑party platform to manage held‑away retirement accounts without charging clients additional fees and participates in an insurance‑consulting network; combined with a modest client roster relative to its assets under management, these operational features distinguish its service model from many similarly sized advisers.