Heath Capital Management, Inc.

Heath Capital Management provides discretionary investment supervisory services to individuals, corporations, and pension and profit‑sharing plans, and offers trading, cash management and reporting across equity, fixed‑income, balanced and other specialty portfolios. The firm manages both taxable and tax‑exempt accounts and lists a broad set of vehicle types it may use, including municipal and mortgage‑backed securities, structured cash products, and a wide range of international and small‑cap equity strategies.

The firm describes its investment philosophy as “participate and protect,” emphasizing risk‑sensitive active bond and equity strategies and bottom‑up stock selection aimed at consistent returns with limited downside. Investment decisions follow a three‑step evaluation of business model, management and valuation, and portfolios are constructed with diversification and explicit upside/downside targets (typically seeking roughly three times upside versus downside and at least 25% upside over a 12‑month horizon).

What is distinctive relative to many peers is the firm’s direct work with pension and profit‑sharing plans, a client type that is relatively uncommon among similar firms, combined with a broad product menu that spans fixed income, structured cash and various international equity niches. The brochure also highlights disciplined valuation work (discounted cash flow corroborated with other methods), a preference to address company issues by adjusting holdings rather than activist proxy campaigns, and no soft‑dollar or broker‑dealer affiliation arrangements, which can influence research and execution practices.