Heartwood Wealth Advisors, LLC

Edwin Martin is a financial advisor with Heartwood Wealth Advisors, LLC in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Heartwood since 2019 and previously spent six years with Wells Fargo Advisors Financial Network, LLC. Heartwood Wealth Advisors serves high-net-worth individuals, families, trusts, estates, charitable organizations, small businesses, and employer-sponsored retirement plans, typically working with clients who have at least $2 million in manageable assets. The firm’s investment approach focuses on capital preservation, cost control, and tax efficiency through tailored asset allocation and broad diversification, utilizing ETFs and other securities as appropriate, with regular portfolio reviews and client reporting.

Tricia Mustico is a financial advisor at Heartwood Wealth Advisors, LLC in Richmond, VA, with 20 years of industry experience. She holds the Series 66 designation and previously worked at Wells Fargo Advisors Financial Network for six years before joining Heartwood in 2019. Outside of her advisory role, she is a commissioned notary public in the state of Virginia. Heartwood Wealth Advisors serves high-net-worth individuals, families, trusts, charitable organizations, small businesses, and employer-sponsored retirement plans, typically working with clients who have at least $2 million in manageable assets. The firm’s investment approach focuses on capital preservation, cost control, and tax efficiency through diversified portfolios primarily using exchange-traded funds, with services that include portfolio management, comprehensive financial planning, and retirement plan consulting.

Stephen Clarke is a financial advisor with Heartwood Wealth Advisors, LLC in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Prior to joining Heartwood in 2019, he worked at Wells Fargo Advisors Financial Network from 2013 to 2019. He is a 50% owner of Scotch Hills World Wide LLC, an investment entity focused on real estate and private investments. Heartwood Wealth Advisors serves high-net-worth clients, including individuals, families, trusts, and charitable organizations, generally requiring at least $2 million in assets. The firm emphasizes capital preservation, cost control, and tax efficiency through diversified, tailored portfolios and offers services such as comprehensive financial planning and retirement plan consulting.

Benjamin Gurley is a CFP® professional with 10 years of industry experience, currently serving at Heartwood Wealth Advisors, LLC. He has previously worked at Purshe Kaplan Sterling Investments, Wells Fargo Advisors Financial Network, and Harris Williams & Co. Gurley also holds licenses for fixed and traditional insurance sales. Heartwood Wealth Advisors serves high-net-worth clients including individuals, families, trusts, and charitable organizations, generally recommending a minimum of $2 million in assets. The firm focuses on capital preservation, cost control, and tax efficiency through diversified portfolios primarily using exchange-traded funds, with services that include portfolio management, comprehensive financial planning, and retirement plan consulting.

Wesley Kaufman is a CFP® professional with 31 years of industry experience, currently serving at Heartwood Wealth Advisors, LLC since 2019. He previously worked at Wells Fargo Advisors Financial Network, LLC for six years. Heartwood Wealth Advisors serves high-net-worth individuals, families, trusts, estates, charitable organizations, small businesses, and employer-sponsored retirement plans, typically working with clients who have at least $2 million in assets. The firm emphasizes capital preservation, cost control, and tax efficiency through tailored asset allocation and broad diversification, offering services including portfolio management, comprehensive financial planning, and retirement plan consulting.

Susan Norfleet is a PFS™ credentialed financial advisor with Heartwood Wealth Advisors, LLC in Richmond, VA, bringing four years of experience at the firm and two decades at Norfleet, Musselman & Company. She is also president of Heartwood Tax Consultants, a CPA firm specializing in tax preparation and consulting. Heartwood Wealth Advisors is a ten-advisor team serving high-net-worth individuals, families, trusts, estates, charitable organizations, small businesses, and employer-sponsored retirement plans. The firm emphasizes capital preservation, cost control, and tax efficiency through diversified portfolios and tailored asset allocation, managing approximately $1.55 billion in assets.

Brian Cann is a CFA® charterholder with three years of industry experience, currently serving at Heartwood Wealth Advisors, LLC. He previously worked at Wells Fargo Bank for eleven years. Outside of his advisory role, Brian volunteers as a Nabor Helper with NaborForce in Richmond, VA. Heartwood Wealth Advisors serves high-net-worth clients including individuals, families, trusts, and charitable organizations, generally requiring a minimum of $2 million in assets. The firm emphasizes capital preservation, cost control, and tax efficiency through diversified portfolios and collaborative planning, managing approximately $1.55 billion across a ten-advisor team.

Sarah Harris is a financial advisor at Heartwood Wealth Advisors, LLC in Richmond, VA, holding Series 65 and Series 66 licenses with 12 years of industry experience. She worked at SBK Financial, Inc. for seven years before joining Heartwood Wealth Advisors, where she has been since 2021. Heartwood Wealth Advisors serves high-net-worth individuals, families, trusts, estates, charitable organizations, small businesses, and employer-sponsored retirement plans. The firm emphasizes capital preservation, cost control, and tax efficiency through tailored asset allocation and broad diversification, managing approximately $1.55 billion in assets across a ten-advisor team.

Kathryn Pruitt is a financial advisor at Heartwood Wealth Advisors, LLC in Richmond, VA, with eight years of industry experience. She holds Series 63, 65, and 66 licenses and previously worked at Wells Fargo Advisors and Private Advisors LLC. In addition to her advisory role, she is a commissioned Notary Public for the state of Virginia. Heartwood Wealth Advisors serves high-net-worth individuals, families, trusts, estates, charitable organizations, small businesses, and employer-sponsored retirement plans, generally recommending clients have at least $2 million in assets. The firm focuses on capital preservation, cost control, and tax efficiency through diversified portfolios primarily using ETFs, customized asset allocation, and ongoing portfolio rebalancing.