Headwaters Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$11,600,000
Total clients
38
58% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
38
Average account size
$305,263
About
Headwaters Capital Management is a single‑advisor, discretionary investment adviser that provides portfolio management to individuals, high‑net‑worth individuals, family offices, foundations, trusts and business entities. The firm generally employs the same investment strategy across client accounts and does not tailor holdings for individual clients.
The firm applies fundamental equity analysis to construct a concentrated portfolio—typically 20–30 small‑ and mid‑capitalization stocks and ETFs—with a long‑term holding horizon (generally targeting three to five years or longer) and low turnover. Headwaters maintains high market exposure (cash generally under 5%) and focuses on companies the adviser identifies as industry leaders with durable revenue and earnings growth.
Distinctive features include the firm’s public reporting of performance results and the use of performance‑based fee arrangements for eligible qualified clients, with performance calculations tied to net profits and a high‑water‑mark mechanism and reported to clients after each fee payment. The portfolio manager is materially invested alongside clients, and the firm documents allocation and trading policies intended to mitigate conflicts from side‑by‑side management.
Client services
Portfolio management
Expertise
Active portfolio management
Concentrated stock management
Fee options
$0+: 1.25% annually (non-qualified clients) $0+: 0.75% annually (qualified clients)
20% of net profits exceeding the Russell Midcap Index total return rate, assessed annually and on withdrawals, for qualified clients as defined by SEC Rule 205-3.
Account minimum: $250,000 Fee-only: Management fee based on assets under management; no commissions charged.
Main office location
Headwaters Capital
3225 Cumberland Blvd, Suite 100
Atlanta GA 30339, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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