Haverdink Financial Management, LLC

Updated today

Find your advisor

Client assets under management

$216,885,000

Clients

179

35% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$1,211,648

About

Haverdink Financial Management is a fee‑only, SEC‑registered investment adviser that manages approximately $220.4 million across 480 limited‑discretionary accounts for individuals and high‑net‑worth clients. The firm provides ongoing portfolio management as well as hourly or project‑based financial planning, consultation services, and occasional educational workshops.

Portfolios are constructed using Modern Portfolio Theory and strategic, diversified asset allocation with a long‑term, low‑turnover emphasis; the firm conducts at least quarterly internal reviews and recommends periodic rebalancing. Clients are expected to participate actively in developing an investment policy and implementation is executed through independent custodians; the firm does not use AI tools for analysis or client communication.

Distinctive features include in‑house management of all client assets rather than selection of third‑party managers and a relatively large asset base for a two‑adviser practice. The firm also discloses standing letters of authorization on a subset of client accounts (93 clients totaling about $76 million), participates in an institutional custody program that provides operational and technology support, and is privately held by its principals via a revocable trust.

Client services

Financial planning Portfolio management Pension consulting

Consultation services, educational workshops and seminars

Expertise

General retirement planning Income planning Wealth management

Occupation focus

Retired Founder/Business Owner

Fee options

Fixed

Project-based fees for financial planning and consultation, based on scope and complexity; may require retainer equal to half of project fee.

Percentage

0.5% - 1.2% annually (fee determined at engagement, varies by client and portfolio complexity)

Project-based

$150 hourly for consultation and financial planning; $75 hourly for administrative services.

Other

Account minimum: $100,000 (generally required minimum relationship size, negotiable) Fee-only: Advisory services compensated via percentage of assets under management, hourly fees, and project-based fees; no commissions accepted.

Main office location

Haverdink Financial Management, LLC

440 W. Centre Avenue, Suite 5

Portage MI 49024-5373, United States

Number of offices

Most active in

Michigan

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

269-321-5070

Advisors at this firm

Kevin H

Series 65

Portage, MI

Haverdink Financial Management, LLC

Kevin Haverdink is a financial advisor at Haverdink Financial Management, LLC in Portage, MI, holding a Series 65 designation with 15 years of industry experience. He has been with Haverdink Financial Management since 2004. Haverdink Financial Management is a fee-only, SEC-registered investment adviser managing approximately $220.4 million across 480 limited-discretionary accounts for individuals and high-net-worth clients. The firm employs Modern Portfolio Theory and strategic, diversified asset allocation with a long-term, low-turnover approach, providing portfolio management, financial planning, consultation services, and educational workshops.

General retirement planning Income planning Wealth management Retired Founder/Business Owner

Jonathan H

Series 65

Portage, MI

Haverdink Financial Management, LLC

Jonathan Haverdink is a financial advisor at Haverdink Financial Management, LLC in Portage, MI, holding a Series 65 designation with two years of industry experience. His prior work includes roles at The Northwestern Mutual Life Insurance Company and John A. Wolfe & Associates, Inc. Haverdink Financial Management is a fee-only, SEC-registered investment adviser managing approximately $220 million across 480 limited-discretionary accounts. The firm serves individuals and high-net-worth clients using a long-term, low-turnover investment approach based on Modern Portfolio Theory and strategic asset allocation.

General retirement planning Income planning Wealth management Retired Founder/Business Owner

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may—or may not—fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend—and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction—we're here to make sure the relationship works for you—and if not, to navigate next steps with clarity.

Our ongoing support