Hathaway Financial LLC

The firm provides ongoing portfolio management to individual and high‑net‑worth clients, tailoring Investment Policy Statements to document each client’s goals, income, tax considerations, and risk tolerance. It seeks discretionary authority to implement asset allocation and security selection, primarily recommends ETFs alongside mutual funds, fixed income, REITs and other securities, and assesses accounts on an ongoing basis with quarterly reviews.

Its investment process combines fundamental analysis, quantitative models, and modern portfolio theory and is implemented with a long‑term trading horizon. The adviser documents risk tolerances in client IPSs, monitors portfolios regularly, and states a policy of allocating limited investment opportunities (such as IPOs) fairly among clients.

Distinctive features include a requirement that clients use Charles Schwab Advisor Services as custodian and the firm’s stated practice not to aggregate (block) trades for multiple client accounts, both of which can affect execution and trade allocation compared with many peers. The firm also makes available less common investment types for a small, solo adviser—including private placements, venture capital and precious‑metal ETFs—and discloses receipt of research and other custodial services (soft‑dollar benefits) that could present potential conflicts of interest.