Hatfield Insurance & Financial Services, Inc.

Hatfield Insurance & Financial Services serves individuals (including high-net-worth clients), trusts, estates, charitable organizations, and pension and profit-sharing plans, managing approximately $99,190,124 in client assets across roughly 139 client relationships. The firm provides comprehensive portfolio management, financial planning and consulting, pension consulting (acting as a 3(21) or 3(38) fiduciary where contracted), referrals to third-party money managers, and educational seminars.

The firm’s investment approach relies primarily on model allocation portfolios and custom portfolios made up largely of mutual funds, with monitoring at least quarterly and periodic rebalancing; independent money managers are used at times to add diversification. Hatfield generally manages accounts on a non-discretionary basis (it does not accept discretionary authority), conducts initial client meetings to establish objectives, and employs a long-term purchase orientation supplemented by mutual fund and third-party manager analysis.

Distinctive aspects disclosed in the brochure include the firm’s licensed insurance broker/agent activities and the sale of insurance products alongside advisory services, a potential conflict of interest the firm discloses and manages under its policies. The firm also runs tailored educational seminars and combines pension fiduciary services with third-party manager referrals — a mix of services that is less common among similarly sized supported advisory firms.