Harvest Investment Advisors, LLC

Harvest Investment Advisors provides discretionary investment management to individuals (including retirement accounts), pension and profit‑sharing plans, trusts, and charitable organizations, managing separate client accounts held at independent custodians. The firm manages about $200 million across roughly 122 client accounts and, like many peers, charges percentage‑of‑assets fees for portfolio management.

The investment process centers on a large‑cap value equity strategy that emphasizes stocks the firm believes trade below intrinsic value and that offer above‑average dividend yields, with non‑core equity exposure handled through index‑tracking ETFs. Harvest employs a buy‑and‑hold approach complemented by a documented sell discipline (declining dividend yield, deteriorating outlook, a defined decline from cost, or reallocation needs), and adds fixed income selected for credit quality and yield—often held to maturity—to address capital preservation and income needs.

What is notable about the firm is the blend of boutique scale and institutional practices: the principal holds a CFA charter, the firm follows the CFA Institute’s Code of Ethics and reports performance under GIPS, and it participates in an institutional custody program that provides research and operational benefits. Operational policies that may be less common among similar‑sized advisers include standing authorizations to debit advisory fees (SLOA) with attendant custody disclosures, formal proxy‑voting procedures, and explicit personal‑trading blackout windows.