Harvest Financial Planning Associates, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$8,165,895
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
31
6% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
31
TypicalAverage account size
$263,416
About
The firm provides wealth management and comprehensive financial planning primarily for individual and high-net-worth clients, and also works with employer plan sponsors, charitable organizations, and corporations. Services include ongoing portfolio management, written financial plans, business planning, employee benefits optimization, and college and retirement planning.
The adviser operates on a fee-only, percentage-of-assets basis and implements tailored investment policies and asset-allocation models for each client, using both passive and active strategies and periodic account reviews. Clients may grant discretionary authority for trading, and the firm also incorporates insurance and annuity solutions into planning, assisting with carrier selection and the application process on a fee basis.
What distinguishes the firm from many peers is its offering of retirement-plan services to employers, including ongoing retirement plan consulting and discretionary plan management and acting as an ERISA investment manager under the standards described in its brochure. It also accepts corporate and pension clients and provides pension-consulting services—capabilities that are relatively uncommon among small, independent advisory practices.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Annuities
Retirement plans for business owners (SEP, solo 401k)
Business exit / sale strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Executive
Demographic focus
Approaching retirement
Retired
Fee options
$1 - $1,000,000: 0.90% $1,000,001 - $2,000,000: 0.60% $2,000,001 - $3,000,000: 0.50% $3,000,001+: 0.35%
Account minimum: $300,000 Fee-only: Fee-only firm; compensation only from advisory fees, no commissions.
Main office location
Harvest Financial Planning Associates, LLC
Lancaster PA, United States
Number of offices
1
Most active in
Harvest Financial Planning Associates, LLC has reported serving >5 clients in these states in the last 12 months.
Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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