Harvest Financial Partners

Harvest Financial Partners serves individuals (including high‑net‑worth clients), retirement plans, trusts, estates, charitable organizations, and business entities. The two‑advisor firm provides discretionary and nondiscretionary portfolio management, standalone or incidental financial planning, and Retirement Plan consulting that can include participant‑level investment education and advice.

The firm emphasizes fundamental analysis and tailors portfolios to each client’s objectives, combining individual dividend‑paying, larger‑capitalization, quality stocks and investment‑grade bonds with mutual funds and ETFs where appropriate. Asset allocation, security selection, and share‑class choices are adjusted for each client, and the adviser applies client‑directed investment restrictions when feasible.

Distinctive features include a fee‑only compensation model with no commissions or performance‑based fees and an explicit Retirement Plan consulting practice that prepares investment policy statements, analyzes designated investment alternatives, and monitors participant options. The firm operates with a small, senior team with complementary professional credentials (CFA, CFP, JD, MBA), recommends a primary custodian for operational efficiency, and does not accept proxy‑voting authority for client securities.