H
Harvard Square Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
21
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
21
TypicalAverage account size
$0
About
Harvard Square Financial Planning provides financial planning and investment consultation primarily to members of the nonprofit community and their families, covering retirement planning, employee benefits, college funding, estate planning, cash‑flow and risk management. Engagements may be broad-based or modular and typically begin with a fact‑finding process that relies on client‑provided documents and coordination with other professionals.
The firm delivers non‑discretionary, consultative advice and prepares investment policy statements that emphasize diversification, tax efficiency, and long‑term allocation approaches such as passive indexing and core‑and‑satellite strategies with periodic rebalancing. Clients retain custody of assets and implement trade and account decisions through their chosen custodians rather than delegating trading authority to the firm.
Distinctive aspects include an explicit niche focus on nonprofit sector clients and the offering of periodic financial education workshops for the public or sponsor organizations, rather than reliance on a percentage‑of‑AUM billing model. The firm does not provide ongoing discretionary portfolio management or custody of client assets, positioning its work around planning, consultation, and implementation support.
Client services
Financial planning
Educational seminars or workshops
Expertise
General retirement planning
Retirement income strategy
General tax planning
College savings (529s, UTMA, etc.)
Fee options
Educational workshops fees range from $100 to $5,000 per attendee and/or event, fixed fee.
$220 per hour, billed in 15-minute increments with partial increments treated as whole.
Fee-only: Hourly financial planning and investment consultation services at $220 per hour, billed in 15-minute increments.
Main office location
Harvard Square Financial Planning
Lexington MA, United States
Number of offices
1
Most active in
Harvard Square Financial Planning has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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