Harris Wealth Management, Inc.

Harris Wealth Management provides discretionary portfolio management for individuals, trusts, and estates and offers pension and profit‑sharing plan services, including consulting for plan sponsors and assistance to plan participants. The firm also advises clients on alternative, non‑public investments — such as business development companies and other private placements — and supports plan-level administration through recommended custodians and third‑party administrators.

Investment decisions are documented in a written Investment Policy Statement and implemented using model allocations, fundamental analysis, and principles of modern portfolio theory; accounts are managed on a discretionary basis with regular monitoring and quarterly reviews (model allocations reviewed semi‑annually). The firm uses both long‑term and shorter‑term trading where appropriate and tailors allocations to clients’ time horizons and risk tolerances.

Noteworthy characteristics include serving as an ERISA 3(38) fiduciary for Vanguard pension accounts and providing pension consulting to plan sponsors — services less common among small independent advisers. The firm maintains custody arrangements for certain alternative investments through its custodial partners and the firm’s principal is a licensed insurance agent conducting insurance business through an affiliated agency, a relationship disclosed as a potential conflict when insurance products are recommended.