Harper Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$35,382,128
Total clients
100
14% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
100
Average account size
$353,821
About
Harper Financial Planning is a small, independent advisory firm that serves individual clients as well as employer plan sponsors and other business clients. The firm offers comprehensive financial planning, ongoing wealth management and project-based planning, and provides retirement plan consulting and plan‑level services to sponsors.
Its investment approach emphasizes holistic planning and asset allocation informed by modern portfolio theory, employing both passive and active funds, mutual funds and ETFs to meet client objectives. The firm may engage third‑party managers and subscribes to model portfolios through an institutional marketplace, managing client accounts on a discretionary basis while allowing written client restrictions.
What is distinctive about the firm is the combination of a solo, independent practice (roughly $35M in assets) with institutional portfolio management and pension/retirement plan consulting services—offerings that are relatively uncommon among peers. The principal holds CFP and other retirement-focused credentials, the advisor operates on a fee‑only basis, and the firm uses an institutional custody and model platform to support both individual and plan sponsor engagements.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001+: 0.50%
Project-Based Financial Planning charged at $375 per hour, negotiable
Minimum fee: Initial Financial Planning Services initial fee up to $10,000; Retirement Plan Consulting initial fee up to $3,000 Fee-only: Wealth Management and Retirement Plan Consulting fees based on percentage of AUM; Project-Based Financial Planning charged hourly at $375/hour
Main office location
Harper Financial Planning
West Columbia SC, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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