Harmonic Investment Advisors

Harmonic Investment Advisors provides discretionary investment management to individuals, retirement and profit‑sharing plans, trusts, estates, corporations, and charitable organizations, managing roughly $18.9 million in discretionary assets. Services focus on tailored, individually managed accounts across equity, fixed‑income, and multi‑asset strategies, and clients are charged primarily percentage‑of‑AUM management fees.

The firm’s investment process is value‑oriented and research driven, combining quantitative screens with qualitative company analysis and technical inputs; documented strategies include Small Cap Value, Large Cap Value, All Cap Value, core and enhanced fixed‑income, and a Fully Diversified multi‑asset program. Portfolios are constructed using two‑year price targets, sector rotation, and tools such as ETFs and equity options to address liquidity and volatility, with discretionary trading and periodic suitability updates.

Noteworthy for an independent adviser of this size, the brochure discloses that Harmonic manages institutional mandates and charitable organization accounts—client types that are less common among peers—and offers an Enhanced Income strategy that uses option overlays and a mix of equity and fixed‑income holdings for larger accounts. The firm also describes an internally coordinated investment team and a dedicated trader who executes orders, and it may replace certain ETFs with its proprietary equity strategies when ETF holdings exceed stated account thresholds.