H
Harlan Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$62,299,300
This total excludes 4 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
99
19% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
99
Very HighAverage account size
$629,286
About
Harlan Financial provides investment advisory and related planning services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations and business entities. Services described in the brochure include investment management through third‑party turnkey platforms, financial planning and consulting, retirement plan services, pension consulting, educational seminars and a subscription financial advisory service for non‑investing clients.
The firm’s investment approach emphasizes long‑term, broadly diversified portfolios constructed primarily with ETFs and no‑load mutual funds and implemented through third‑party managers (Discipline Wealth Solutions and Efficient Advisors). Harlan Financial delegates discretionary trading to those managers, monitors adherence to strategy and performance, and conducts at least annual client reviews with periodic rebalancing to maintain target allocations.
Compared with many solo independent advisers, Harlan Financial documents a focused role in retirement‑plan work—providing written plan assessment reports that benchmark plan performance, fees and participation and that explicitly include insurance information—and offers pension consulting and plan implementation services. The brochure also notes the firm provides educational workshops for groups and advice on insurance and other non‑securities matters, and that it operates via third‑party asset management platforms rather than managing all assets in‑house.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
Cash flow / budgeting
Wealth management
Passive / index investing
Fee options
Financial Planning flat fees range from $1,800 to $5,500; Pension Consulting plan implementation flat fee $3,000; Pension Consulting plan assessment flat fee $500
$0 - $500,000: 1.35% total fee (Efficient 0.35% + Harlan 1%) $500,001 - $1,000,000: 1.35% total fee (Efficient 0.35% + Harlan 1%) $1,000,001 - $2,000,000: 1.30% total fee (Efficient 0.30% + Harlan 1%) $2,000,001 - $4,000,000: 1.25% total fee (Efficient 0.25% + Harlan 1%) $4,000,001 - $10,000,000: 1.20% total fee (Efficient 0.20% + Harlan 1%) $10,000,001+: 1.15% total fee (Efficient 0.15% + Harlan 1%) $0 - $250,000: 1.30% total fee (DWS 0.30% + Harlan 1%) $250,001 - $500,000: 1.25% total fee (DWS 0.25% + Harlan 1%) $500,001 - $1,000,000: 1.20% total fee (DWS 0.20% + Harlan 1%) $1,000,001 - $2,000,000: 1.15% total fee (DWS 0.15% + Harlan 1%) $2,000,001 - $5,000,000: 1.10% total fee (DWS 0.10% + Harlan 1%) $5,000,001+: 1.07% total fee (DWS 0.07% + Harlan 1%)
Up to $250 per hour for financial planning and consulting services
A subscription financial advisory service for non-investing clients (fee details not specified)
Account minimum: $50,000 Fee-only: Financial Planning: $500 to $2,000; Financial Planning (alternate range) $1,800 to $5,500; Consulting fees hourly up to $250/hour; Pension Consulting $500 per plan assessment; Pension plan implementation $3,000 flat fee; Educational seminars up to $25 per session
Main office location
Harlan Financial LLC
Lancaster PA, United States
Number of offices
1
Most active in
Harlan Financial LLC has reported serving >5 clients in these states in the last 12 months.
District of Columbia · Pennsylvania · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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