Hardwick Capital Management, LLC

Hardwick Capital Management provides discretionary investment supervisory services, financial planning, and consulting to individual clients (including both high-net-worth and non-high-net-worth individuals) and charitable organizations. Services include ongoing portfolio management guided by client objectives and written financial plans addressing areas such as taxes, retirement, estate, and insurance.

The firm’s investment process blends fundamental and technical analysis, mutual fund/ETF evaluation, and asset allocation and may employ long- and short-term trading strategies, short sales, and margin where appropriate; accounts are generally managed on a discretionary basis and reviewed at least quarterly. The brochure also discloses heightened attention to political risk and the firm’s use of AI tools (including transcription/recording), noting limitations of AI and offering clients the option to opt out of recordings.

Distinctive aspects include an affiliated accounting practice operated by the firm’s management personnel, who are licensed CPAs and provide accounting services to clients for separate compensation while spending the majority of their time on that practice; the brochure discloses cross-referral practices and potential conflicts arising from those dual activities. The firm also discloses a prior regulatory matter from 2018 following a state examination that resulted in restitution to five clients and a $3,500 civil penalty, and describes measures to align fee practices and documentation going forward.