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Harding Wealth, Inc.

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Client assets under management

$212,623,954

Clients

169

38% high-net worth

Advisors

3

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

56

Typical

Average account size

$1,258,130

About

Harding Wealth, Inc. provides discretionary portfolio management and financial planning primarily to individual and high‑net‑worth clients, and also offers retirement plan participant education. The small advisory team manages roughly $212.6 million across about 169 client accounts and constructs individualized Investment Policy Statements for each client.

The firm combines modern portfolio theory, quantitative and fundamental analysis with long‑ and short‑term trading to align allocations with documented risk tolerance and investment objectives. Harding Wealth explicitly uses options and other derivative strategies within separately managed accounts — including covered and uncovered positions and spread strategies — and discusses the attendant risks in its advisory materials.

Harding Wealth requires clients to custody assets with TD Ameritrade Institutional or Charles Schwab Advisor Services and participates in their institutional programs, from which it receives research and operational support. The firm does not aggregate trades across client accounts, offers access to less‑common investments for a firm of its size (private placements, venture capital, commodities, and precious‑metal ETFs), and discloses that a principal is a licensed insurance agent who may offer commissionable insurance products.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies Real estate investing Annuities Private / alternative investments

Fee options

Fixed

Financial planning fixed fees between $100 and $5,000; 401(k) participant education fixed fee $4,000/year paid quarterly

Percentage

$0 - $2,500,000: 1.00% Over $2,500,000+: 0.50%

Other

Minimum fee: $100 annual fee may be assessed on accounts with values below $50,000

Main office location

Harding Wealth, Inc.

222 S. Mill Avenue, #800

Tempe AZ 85281, United States

Number of offices

1

Most active in

Arizona · California · Idaho · Illinois · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

David Y

CFP®, Series 66

Tempe, AZ

Harding Wealth, Inc.

David Young is a CFP® with four years of industry experience currently serving as a financial advisor at Harding Wealth, Inc. He previously worked at Core Planning and LPL Financial, LLC. Before entering the financial industry, he spent seven years at Texas Tech University. Harding Wealth, Inc. provides discretionary portfolio management and financial planning services to individual and high-net-worth clients. The firm uses a combination of long- and short-term trading, fundamental and quantitative analysis, and modern portfolio theory, including options and derivatives strategies, with all client assets managed in-house.

Options & derivatives strategies Real estate investing Annuities Private / alternative investments
user avatar

Adam H

CFP®, Series 65

Tempe, AZ

Harding Wealth, Inc.

Adam Harding is a CFP® with 10 years of experience in financial advising and has been with Harding Wealth, Inc. since 2016. He serves as the Finance Chair for the Arizona Literacy and Learning Center, a nonprofit organization, and also teaches investment-related courses part-time at UCLA Extension. Harding Wealth, Inc. provides discretionary portfolio management and financial planning services to individual and high-net-worth clients, employing a mix of long- and short-term trading strategies, fundamental and quantitative analysis, and options and derivatives within managed accounts. The firm manages all client assets in-house and focuses on individualized investment policy statements and ongoing portfolio monitoring.

Options & derivatives strategies Real estate investing Annuities Private / alternative investments
user avatar

Carson K

CFP®, ChFC®, Series 63

Tempe, AZ

Harding Wealth, Inc.

Carson Kunkle is a CFP® and ChFC® affiliated with Harding Wealth, Inc. in Tempe, AZ, with three years of industry experience. Prior to joining Harding Wealth, he worked at J.M. Arbour Wealth Management and The Vanguard Group. Harding Wealth serves individual and high-net-worth clients with discretionary portfolio management and financial planning, emphasizing tailored investment policy statements and ongoing portfolio monitoring. The firm employs a blend of long- and short-term trading strategies, including options and derivatives, and manages all client assets in-house.

Options & derivatives strategies Real estate investing Annuities Private / alternative investments
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