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Harding Financial Group

Updated today

Client assets under management

$154,177,990

Clients

93

47% high-net worth

Advisors

3

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

31

Low

Average account size

$1,657,828

About

Harding Financial Group primarily serves high-net-worth individuals as well as profit-sharing plans, trusts, and estates, and generally requires a $1,000,000 account minimum (subject to waiver). The firm provides discretionary portfolio management and financial planning/consulting, and arranges brokerage and custody services for clients (custody is primarily maintained at Charles Schwab).

The firm uses a mix of charting, fundamental and technical analysis and implements both long- and short-term trading, including options writing and margin transactions when appropriate. Investment decisions are guided by client-specific Investment Policy Statements, with biweekly account reviews and quarterly household-level reviews to monitor suitability and performance.

Harding is notable among peers because the principal is also a licensed insurance agent and spends a portion of time offering insurance products for separate compensation, a practice disclosed as a potential conflict and mitigated by firm procedures and fiduciary obligations. The firm also offers a selective “return of advisory fee” satisfaction guarantee under defined conditions (e.g., Schwab custody, minimum asset thresholds, and client questionnaires) and does not vote client proxies, leaving that responsibility to clients.

Client services

Financial planning Portfolio management

Expertise

Active portfolio management Options & derivatives strategies

Fee options

Fixed

Comprehensive financial planning typically ranges from $3,500 to $7,000

Percentage

$0 - $999,999: 1.60% $1,000,000 - $2,999,999: 1.35% $3,000,000+: 1.10%

Project-based

$500 per hour

Other

Account minimum: $1,000,000

Main office location

Harding Financial Group

608 Office Parkway Suite A

Westerville OH 43082, United States

Number of offices

1

Most active in

Florida · Ohio · Tennessee · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Bennett S

CFP®

Westerville, OH

Harding Financial Group

Bennett Steinfurth is a CFP® professional with six years of industry experience, currently with Harding Financial Group. He previously worked at John E. Sestina and Co and has held positions outside finance, including roles at Miami University and Soft Cloth Car Wash. Harding Financial Group provides discretionary portfolio management and financial planning services primarily to high-net-worth individuals, trusts, estates, and profit-sharing plans. The firm’s investment approach combines fundamental, technical, and charting analysis, offering both long- and short-term trading strategies alongside comprehensive financial planning.

Active portfolio management Options & derivatives strategies
user avatar

Michael H

CFP®, Series 63, Series 65

Westerville, OH

Harding Financial Group

Michael Harding is a CFP® professional with 24 years of industry experience and has been with Harding Financial Group since 2005. He holds Series 63 and Series 65 licenses and is also a licensed insurance agent. Harding Financial Group provides discretionary portfolio management and financial planning primarily to high-net-worth individuals, trusts, estates, and profit-sharing plans. The firm employs a combination of fundamental, technical, and charting analysis in its investment approach and offers comprehensive planning services alongside portfolio management.

Active portfolio management Options & derivatives strategies
user avatar

Michael H

CFP®, Series 63

Westerville, OH

Harding Financial Group

Michael Holly is a CFP® with four years of industry experience, currently serving as a financial advisor at Harding Financial Group. His prior work includes roles at Nationwide Investment Services Corp and various positions in the hospitality sector. Outside of his advisory role, he is involved in rental real estate ownership. Harding Financial Group provides discretionary portfolio management and financial planning primarily for high-net-worth individuals, trusts, estates, and profit-sharing plans. The firm’s investment approach integrates fundamental, technical, and charting analysis with both long- and short-term trading strategies.

Active portfolio management Options & derivatives strategies
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