Harbour Investments, Inc.

Harbour provides investment advisory and financial planning services to a broad client base, including individual (retail and high-net-worth) investors, charitable and corporate clients, retirement plans, and other financial advisors. Services include discretionary and non-discretionary portfolio management, wrap-fee programs, third‑party manager arrangements, and participant account (401(k)/held‑away) management.

The firm’s advisors employ a mix of fundamental and technical analysis and construct customized strategies using mutual funds, ETFs, separately managed accounts, fixed income, annuities and other instruments; accounts are monitored on an ongoing basis and reviewed periodically. Harbour also offers model-based solutions delivered through a subscription-style platform (Harbour Traded Models) and facilitates implementation and reporting through custodians and third‑party managers and platforms.

Harbour operates as both a registered investment adviser and a FINRA-registered broker‑dealer, with many advisors dually registered and the firm receiving commissions, 12b-1 and other sponsor payments—conflicts it discloses and manages in client communications. The firm also uses third‑party platforms to manage held‑away retirement accounts to avoid custody responsibilities, and its brochure discloses a prior SEC consent order related to marketing compensation and related disclosures.