H
Harbor Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$4,427,584
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
12
17% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
12
Average account size
$368,965
About
Harbor Wealth Management is a small, independent investment adviser that provides ongoing portfolio management and financial planning to individuals, high-net-worth clients, trusts, charities, pension/profit‑sharing plans and various business and institutional clients. The firm reports approximately $4.43 million in assets under management across 12 client relationships and operates as a single-advisor practice.
The firm constructs individualized Investment Policy Statements and implements asset-class allocation models provided by a third‑party account administrator, using Buckingham’s Structured Investing Advantage program (including Buckingham SA Funds and Dimensional Fund Advisors sub-advised funds). Trading is infrequent, portfolios are rebalanced on a quarterly basis where appropriate, and client transactions are managed on a non‑discretionary basis — clients must pre‑approve portfolio changes.
Compared with peers, Harbor Wealth Management is atypical for a solo independent adviser in that its client roster includes several institutional types (including banking or thrift institutions, insurance companies, state or municipal government plans, other investment adviser clients, and even a sovereign wealth client) while maintaining a small client base and primarily non‑discretionary assets. The firm requires custody at institutional custodians (Schwab Institutional) and relies on Buckingham for account administration and fee processing, and the firm’s principal also maintains a separate life‑coaching business, which may occupy up to 15% of her time.
Client services
Portfolio management
Selection of other advisers
Expertise
Wealth management
Fee options
$0 - $350,000: Platinum: 2.00%; Gold: 1.75%; Silver: 1.50% $350,001 - $500,000: Platinum: 1.50%; Gold: 1.30%; Silver: 1.20% $500,001 - $1,000,000: Platinum: 1.25%; Gold: 1.10%; Silver: 1.00% $1,000,001 - $2,000,000: Platinum: 1.00%; Gold: 0.90%; Silver: 0.80% $2,000,001 - $3,000,000: Platinum: 0.75%; Gold: 0.70%; Silver: 0.65% $3,000,001 - $5,000,000: Platinum: 0.50%; Gold: 0.45%; Silver: 0.40% $5,000,001+: Platinum: 0.25%; Gold: 0.23%; Silver: 0.21%
Account minimum: $350,000 Fee-only: Annual fee based on percentage of assets under management as per tiered schedule above; fees are negotiable
Main office location
Harbor Wealth Management
Fort Lauderdale FL, United States
Number of offices
1
Most active in
Harbor Wealth Management has reported serving >5 clients in these states in the last 12 months.
Florida · New Jersey · New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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