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Harbor Advisory Corporation

Updated today

Client assets under management

$476,303,588

Clients

144

69% high-net worth

Advisors

3

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

48

Typical

Average account size

$3,307,664

About

Harbor Advisory Corporation provides discretionary investment management and related financial planning advice to individuals, families, foundations, trusts, estates, charitable organizations, pension and profit‑sharing plans, and corporations, with the firm’s client base concentrated in families and related accounts. The firm offers portfolio management of equity, balanced, and fixed‑income portfolios and provides guidance on retirement, estate, educational funding, insurance, debt, and tax‑related matters while coordinating with clients’ legal and tax advisors.

Harbor develops individualized asset‑allocation plans based on each client’s risk profile, tax and estate needs, and other considerations, and employs a combination of economic and fundamental analysis (with technical analysis as appropriate) to guide security selection. Most accounts are managed on a discretionary basis and portfolios may include domestic and foreign equities, fixed income, ETFs, mutual funds, and, where appropriate, alternative or direct investments, with the firm outlining the material risks of those securities.

Noteworthy characteristics include a long operating history (since 1972) and employee ownership, and the firm manages roughly $481 million in discretionary assets for a relatively small client base, reflecting a higher assets‑per‑client focus for a small advisory team. Harbor emphasizes regular client communications and education—issuing quarterly valuation reports, maintaining a monthly Common Stock Review reviewed by its Investment Committee, and providing additional consulting or outreach—which the brochure highlights as part of the firm’s emphasis on transparency and client engagement.

Client services

Financial planning Portfolio management Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

General retirement planning Debt management General tax planning Wealth management

Fee options

Fixed

Additional fees on a fixed fee basis for consulting services when requested

Percentage

$0 - $1,000,000: 1.10% $1,000,000 - $5,000,000: 0.70% $5,000,000 - $10,000,000: 0.60% $10,000,000 - $20,000,000: 0.50% $20,000,000+: Negotiated

Project-based

Additional fees on hourly basis for consulting services when requested

Other

Minimum fee: $20,000 minimum annual fee, may be waived at Harbor's discretion Fee-only: Investment management fees based on assets under management; additional hourly or fixed fees may apply for consulting services

Main office location

Harbor Advisory Corporation

500 Market St., Ste 11

Portsmouth NH 03801, United States

Number of offices

1

Most active in

California · Florida · Maine · Massachusetts · New Hampshire · New York · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Weld B

Series 63

Portsmouth, NH

Harbor Advisory Corporation

Weld Butler is a financial advisor with Harbor Advisory Corporation, holding a Series 63 designation and bringing 30 years of industry experience. He has been with Harbor Advisory Corporation since 1986. Outside of his advisory role, Mr. Butler is an owner of a condominium associated with the firm. Harbor Advisory Corporation provides discretionary investment management for approximately 154 clients, including families, trusts, foundations, and institutions. The firm offers personalized asset allocation plans based on economic, fundamental, and technical analysis, and supplements portfolio management with retirement, estate, and tax planning, among other services.

General retirement planning Debt management General tax planning Wealth management
user avatar

John D

Series 63, Series 65

Portsmouth, NH

Harbor Advisory Corporation

John Degan is a financial advisor at Harbor Advisory Corporation in Portsmouth, NH, holding Series 63 and Series 65 credentials with 29 years of industry experience. He has been with Harbor Advisory Corporation since 1996. Harbor Advisory Corporation provides discretionary investment management for equity, balanced, and fixed income portfolios primarily serving families, trusts, foundations, and other institutions. The firm offers a range of advisory services including retirement and estate planning, educational funding, insurance, debt management, and tax-related matters, with an emphasis on client communication, education, and tailored asset allocation plans.

General retirement planning Debt management General tax planning Wealth management
user avatar

Daniel Z

CFA®, Series 63, Series 65

Portsmouth, NH

Harbor Advisory Corporation

Daniel Zibinskas is a CFA® charterholder with 15 years of industry experience. He has been with Harbor Advisory Corporation since 2020 and previously worked at Beaumont Financial Partners, LLC from 2011 to 2020. Harbor Advisory Corporation provides discretionary investment management and comprehensive financial planning services primarily for families, trusts, foundations, and other institutions. The firm emphasizes individualized asset allocation plans and maintains regular oversight through an Investment Committee, with a focus on client communication and education alongside portfolio management.

General retirement planning Debt management General tax planning Wealth management
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