Hantz financial Services, Inc.

Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker‑dealer that serves individual investors (including high‑net‑worth and non‑HNW clients), corporate and retirement plan sponsors through a multi‑advisor platform managing roughly $10 billion in client assets. The firm offers financial planning, portfolio and wealth management, retirement plan consulting, model‑based ETF strategies, separately managed and unified managed accounts, and also provides mortgage brokerage and insurance services through affiliated agencies.

The firm’s investment process emphasizes diversified, ETF‑centered model portfolios (Dynamic, Active, and Index “Gears”), asset allocation, and periodic rebalancing, supplemented by access to third‑party SMA managers and tax‑aware implementations such as direct indexing with automated tax‑loss harvesting. HFSI operates with both discretionary and non‑discretionary mandates, uses a turnkey platform for trade execution and reconciliation, and has begun using a generative AI tool to aggregate and analyze client data to inform advice and planning.

What distinguishes Hantz from many peers is its breadth of affiliated financial activities and vendor relationships: it operates as a broker‑dealer, originates mortgages, maintains insurance and pension/retirement consulting affiliates, and has a trust‑bank affiliate, while also advising a private fund vehicle that may charge carried interest. The firm discloses and documents these commercial relationships — including minority investments in technology vendors, a convertible‑note marketing relationship with a third‑party retirement manager, and proxy‑voting practices for certain model portfolios — and describes policies intended to address the attendant conflicts of interest.