Handy & Company Financial Advisors, Inc.

Handy & Company Financial Advisors is a small, fee‑only registered investment adviser managing about $68.7 million for roughly 114 clients with a two‑advisor team. The firm provides discretionary investment management, financial planning and wealth‑management services for individuals (including high‑net‑worth clients), trusts, estates and retirement plan participants, and offers clients access to tax planning and tax preparation through a commonly owned CPA practice.

Portfolios are constructed with a long‑term, broadly diversified asset‑allocation approach that relies on Dimensional Fund Advisors research and core funds from providers such as DFA, Vanguard, PIMCO and BlackRock, with custody and trading through Charles Schwab. The firm emphasizes tax‑aware implementation and ongoing distribution planning—using Morningstar analysis, DFA‑to‑benchmark comparisons, and tested distribution methods (including RMD and fixed‑withdrawal approaches)—and conducts at least annual reviews or more frequently when tax or life events warrant.

Distinctive for this firm is its integration with an affiliated CPA firm: many advisory clients are also tax clients, the advisory team includes CPAs, and the firms share office space, personnel and certain fee arrangements, which supplies more detailed tax and financial data for tailoring recommendations. The brochure discloses these common‑ownership arrangements and the firm’s procedures to disclose and manage related conflicts, including accommodations around tax‑season demands and negotiated account minimums or fee offsets for CPA clients.