Gutt Financial Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$162,070,014
Clients
49
100% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
49
HighAverage account size
$3,307,551
About
Gutt Financial Management, LLC is a fee-only investment adviser that provides personalized financial planning and investment management to individuals and other entities. Services described in the brochure include cash flow and tax planning, insurance review, education and retirement planning, estate planning, and ongoing investment management.
The firm uses a strategic asset-allocation, core-and-satellite approach that emphasizes passively managed index funds and ETFs as core holdings and selectively adds active managers, with portfolios globally diversified and managed on a discretionary or non‑discretionary basis. Client relationships are documented with investment policy statements, reviewed at least annually, and assets are typically custodied at discount brokers such as T.D. Ameritrade.
Gutt manages approximately $162,070,014 in client assets for roughly 58 clients and maintains a $1,000,000 stated account minimum, reflecting a focus on high‑net‑worth accounts and an absence of lower‑net‑worth individual clients. The firm highlights advisor education standards that include advanced coursework in taxation and financial planning, offers tax‑preparation services, and discloses a 2022 SEC settlement in which it consented to findings and was censured for failing to timely create and deliver a Form CRS.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Fee options
Fixed fees are offered but specific amounts are not stated.
$0 - $2,000,000: 0.2500% $2,000,001 - $3,999,999: 0.2250% $4,000,000 - $4,999,999: 0.1875% $5,000,000+: 0.1500%
Hourly charges are offered but specific rates are not stated.
Account minimum: $1,000,000 Fee-only: Negotiable fees based on percentage of assets under management, hourly charges, and fixed fees.
Main office location
Gutt Financial Management, LLC
3414 Peachtree Rd Ne, 103 Monarch Plaza
Atlanta GA 30326, United States
Number of offices
1
Most active in
Gutt Financial Management, LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Georgia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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