Gustafsson Wealth Management, Inc.

Gustafsson Wealth Management, Inc. is a single-advisor independent registered investment adviser that serves individuals, retirement plans, trusts, estates, and small business entities with modular financial planning, discretionary and non-discretionary portfolio management, and ERISA-related consulting for plan sponsors. The firm manages roughly $12 million across about 35 clients and provides education and recommendations on retirement plan rollovers and ongoing planning support.

The adviser constructs portfolios primarily using exchange-traded funds, mutual funds, closed-end funds and individual securities, employing a blend of fundamental, technical, charting and cyclical analysis tailored to client objectives and risk tolerances. Available strategies noted in the brochure include covered-call option writing, margin at client request, and allocations to non-traditional and complex products—such as leveraged/inverse and buffer ETFs, structured notes, and cryptocurrency-related vehicles—with accounts reviewed at least quarterly.

A distinctive disclosure is that the firm may charge performance-based fees to “qualified clients” (defined in the brochure as clients with net worth over $2.2 million or accounts of at least $1.1 million), a practice that is uncommon among independent solo advisors and is managed alongside asset‑based accounts. The brochure also highlights policies to address side‑by‑side management and fair valuation conflicts and notes that cash and cash equivalents are included as assets under management for fee calculation, which can affect fee exposure relative to many peers.