G
Gustafson Financial Solutions
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
90
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
90
Average account size
$0
About
Gustafson Financial Solutions serves individuals, pension and profit‑sharing plans, trusts, estates and charitable organizations, offering fee‑only financial planning and tax services. The firm’s services include portfolio analysis and asset allocation, retirement and estate planning, tax planning and preparation, risk reviews coordinated with insurance professionals, and other personal financial planning matters.
The firm’s investment work relies on quantitative screening of a database of roughly 10,000 mutual funds and ETFs and emphasizes asset allocation, diversification, and low‑expense, no‑load funds and ETFs. Gustafson Financial Solutions does not accept custody or investment discretion for client accounts, and clients may choose their broker or self‑direct transactions while the firm provides analysis and recommendations.
Noteworthy aspects compared with many independent peers are the firm’s substantive tax‑preparation practice (the advisor is an Enrolled Agent and prepares client tax returns) and the disclosure that only about one quarter of the advisor’s time is spent on investment advice, indicating a business model weighted toward tax and broader planning. The firm also does not use percentage‑of‑assets fees, instead structuring compensation through retainers, limited flat‑fee engagements and hourly arrangements, which is less common among independent RIAs.
Client services
Financial planning
Expertise
General retirement planning
General tax planning
College savings (529s, UTMA, etc.)
Debt management
Fee options
Financial Tune-Ups at a fixed fee of $750 per engagement
$300/hour
Full Retainer fees billed quarterly or monthly, ranging from $2,500 to $10,000 in the first year, $1,500 to $10,000 in renewal years
Minimum fee: First year retainer minimum $2,500; renewal year minimum $1,500 Fee-only: Fee-only financial planning practice; fees are negotiable and based on income, net worth, and complexity of taxes
Main office location
Gustafson Financial Solutions
Oceanside CA, United States
Number of offices
1
Most active in
Gustafson Financial Solutions has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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