Gurniak Financial Advisors, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$68,579,483
Clients
70
26% high-net worth
Advisors
1
of 3 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
70
HighAverage account size
$979,707
About
Gurniak Financial Advisors is a small, supported registered investment adviser managing roughly $68.6 million on behalf of individual and high-net-worth clients, along with IRAs, trusts and estates. The firm offers investment management and consulting services, provides quarterly reporting, and permits clients to impose reasonable restrictions on their accounts.
The firm primarily uses a passive investment approach, constructing portfolios from index mutual funds and exchange-traded funds to capture targeted asset-class exposures with low turnover. Accounts are handled on a nondiscretionary basis—clients retain authority over trade decisions—and assets are held with a third-party custodian using the firm’s platform relationships.
What distinguishes the firm from many peers is its affiliation with an accounting practice; the adviser’s ongoing CPA practice occupies a material portion of professional time, creating closer integration between tax/accounting services and investment advice than is typical. Operationally, the firm does not block or aggregate trades, does not vote client proxies, and limits its custody role to fee withdrawal and related administrative functions.
Client services
Portfolio management
Expertise
Passive / index investing
Fee options
$0 - $250,000: 1.20% $250,000 - $500,000: 1.00% $500,000 - $1,000,000: 0.90% $1,000,000+: 0.80%
Up to $350 per hour for consultation-only clients; fees are negotiable.
Account minimum: $100,000 Minimum fee: $1,200 minimum annual fee if the aggregate balance of the client’s family portfolio falls below $100,000 Fee-only: Standard advisory fee based on assets under management; no commissions or asset-based sales charges accepted.
Main office location
Gurniak Financial Advisors, Inc.
1005 Brookside Road, Suite 110
Allentown PA 18106, United States
Number of offices
1
Most active in
Gurniak Financial Advisors, Inc. has reported serving >5 clients in these states in the last 12 months.
Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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