Guidance Point Advisors, LLC logo

Guidance Point Advisors, LLC

Updated today

Client assets under management

$557,326,990

Clients

252

36% high-net worth

Advisors

5

of 5 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

50

Typical

Average account size

$2,211,615

About

Guidance Point Advisors, LLC manages roughly $558 million for about 252 client relationships and serves individuals (including high‑net‑worth clients), as well as some corporations and unincorporated associations. The firm provides fee‑based investment supervisory services alongside financial planning and retirement income planning, delivering both discretionary and non‑discretionary portfolio management.

Its investment approach emphasizes diversification and asset allocation, using investor profiling and a signed Investment Policy Statement to align portfolios with each client's objectives and risk tolerance. Portfolios are implemented primarily with mutual funds and ETFs and may be managed directly or through third‑party platforms, including Envestnet advisor‑directed and model‑driven programs and Vanguard Personalized Indexing separate‑account management.

What is noteworthy for a firm of this size is the combination of a client newsletter (a quarterly periodical sent to clients and prospects) and an affiliation with a related registered adviser, Guidance Point Retirement Services (GPRS), which shares investment adviser representatives under a written fee‑sharing arrangement that the brochure discloses as a potential conflict. The firm also coordinates management and fee/reporting across multiple platform providers (e.g., Envestnet and VPI), resulting in separate sub‑adviser reporting and operational details clients should understand.

Client services

Financial planning Portfolio management Selection of other advisers Newsletters or periodicals

Expertise

Retirement income strategy Income planning Wealth management Passive / index investing

Fee options

Fixed

Fixed financial planning fees between $250 and $2,500, negotiable

Percentage

0.50% to 1.50% annually (negotiable, flat annual fee range)

Project-based

Hourly financial planning fees at $200/hour, negotiable

Other

Account minimum: $250,000 (may be waived by the adviser) Fee-only: Financial planning fees offered on fixed fee basis ($250 to $2,500) or hourly basis ($200/hour), negotiable

Most active in

California · Florida · Maine · Massachusetts · New Hampshire · New York · North Carolina · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Benjamin S

CFA®

Bangor, ME

Guidance Point Advisors, LLC

Benjamin Smith is a CFA® charterholder with 13 years of industry experience. He has been with Guidance Point Advisors, LLC and its affiliated firm, Guidance Point Retirement Services, LLC, since 2012. Guidance Point Advisors, LLC manages approximately $558 million for over 250 client relationships, serving individuals including high-net-worth clients, as well as some corporations and unincorporated associations. The firm offers fee-based investment supervisory services along with financial and retirement income planning, focusing on diversification and asset allocation aligned with client objectives and risk tolerance.

Retirement income strategy Income planning Wealth management Passive / index investing
user avatar

Christopher D

Series 63, Series 65

Wellesley, MA

Guidance Point Advisors, LLC

Christopher Del Col is a financial advisor at Guidance Point Advisors, LLC with nine years of industry experience. He holds Series 63 and Series 65 credentials and has been with Guidance Point Advisors since 2016. Guidance Point Advisors manages approximately $558 million across 252 client relationships, serving individuals, including high-net-worth clients, as well as some corporations and unincorporated associations. The firm offers fee-based investment supervisory services alongside financial and retirement income planning, emphasizing diversification and asset allocation through investor profiling and Investment Policy Statements.

Retirement income strategy Income planning Wealth management Passive / index investing
user avatar

Curtis W

Series 65

Bangor, ME

Guidance Point Advisors, LLC

Curtis Worcester is an investment adviser representative with Guidance Point Advisors, LLC and Guidance Point Retirement Services, LLC, holding a Series 65 credential and five years of industry experience. His prior work includes roles at The Advertising Specialists of Maine and Northern Light Health. He divides his professional time between providing investment advice at both firms. Guidance Point Advisors, LLC manages approximately $558 million for about 252 clients, including individuals, high-net-worth clients, corporations, and unincorporated associations. The firm offers fee-based investment supervisory services with financial and retirement income planning, emphasizing diversification and asset allocation through investor profiling and signed Investment Policy Statements.

Retirement income strategy Income planning Wealth management Passive / index investing
user avatar

Wesley D

CFP®, Series 63, Series 65

Wellesley, MA

Guidance Point Advisors, LLC

Wesley Delcol is a CFP® professional with 19 years of industry experience, currently serving at Guidance Point Advisors, LLC since 2008. He holds Series 63 and Series 65 licenses. Wesley is a 10% shareholder in Guidance Point Retirement Services, LLC, an affiliated investment advisory services provider. Guidance Point Advisors manages approximately $558 million across about 252 client relationships, serving individuals—including high-net-worth clients—as well as some corporations and unincorporated associations. The firm offers fee-based investment supervisory services along with financial and retirement income planning, focusing on diversified, asset-allocated portfolios aligned with client objectives and risk tolerance.

Retirement income strategy Income planning Wealth management Passive / index investing
user avatar

Andrew W

Series 63, Series 65

Portland, ME

Guidance Point Advisors, LLC

Andrew Walker is a financial advisor at Guidance Point Retirement Services, LLC in Portland, ME, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has worked at Guidance Point Advisors, LLC since 2013 and Guidance Point Retirement Services, LLC since 2012. In addition, he is the president and sole shareholder of Acacia Associates Inc., where he provides retirement plan design and management consulting services to small and mid-size organizations. Guidance Point Retirement Services, LLC specializes in investment advisory and fiduciary services for retirement plan sponsors and plan-level clients, focusing on long-term, broadly diversified portfolios primarily using mutual funds and ETFs. The firm offers structured fiduciary governance programs and serves institutional retirement-plan consulting needs rather than individual retail clients.

Retirement income strategy Income planning Wealth management Passive / index investing
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