Guardian Wealth Management, LLC logo

Guardian Wealth Management, LLC

Updated today

Client assets under management

$407,971,672

Clients

348

35% high-net worth

Advisors

5

of 11 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

70

Typical

Average account size

$1,172,332

About

Guardian Wealth Management serves individual and high-net-worth clients with asset management and financial planning and consultation services. Portfolios are typically constructed from exchange-traded funds and mutual funds, while planning engagements can address investment, retirement, estate, tax, corporate structure, cost segregation, and real estate analyses.

The firm provides continuous, tailored portfolio supervision and commonly manages client assets on a discretionary basis, applying Modern Portfolio Theory with periodic (at least quarterly) reviews and rebalancing. Financial planning is delivered as either a written plan or a consultation and generally does not include ongoing monitoring unless a client engages for follow-up services.

Noteworthy aspects of the firm include a significant ownership interest by a regional CPA firm (with clients not required to use that CPA), and a custody designation driven by the firm’s access to held-away account credentials for aggregation and reporting. The brochure also discloses institutional relationships (Schwab Institutional and Dimensional) and an explicit assessment of artificial intelligence and machine‑learning risks posed by third‑party service providers.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Charitable giving & philanthropy College savings (529s, UTMA, etc.) General tax planning

Fee options

Fixed

$2,000 generally for comprehensive financial plan

Percentage

$0 - $250,000: 1.50% per year $250,001 - $500,000: 1.25% per year $500,001 - $1,000,000: 1.00% per year $1,000,001 - $2,000,000: 0.75% per year Over $2,000,000+: Negotiable

Project-based

$200 per hour for financial planning and consultation services

Other

Account minimum: $500,000 Minimum fee: Minimum advisory fee of $5,000 annually for asset management service Fee-only: Financial planning and consultation services charged on hourly or flat fee basis: $200/hour with $200 minimum; comprehensive financial plan generally $2,000

Main office location

Guardian Wealth Management, LLC

6151 Shallowford Road, Suite 102

Chattanooga TN 37421-7803, United States

Number of offices

2

Most active in

Alabama · Florida · Georgia · Missouri · New Hampshire · South Carolina · Tennessee · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

James R

PFS™

Chattanooga, TN

Guardian Wealth Management, LLC

James Raper is a financial advisor at Guardian Wealth Management, LLC in Chattanooga, TN, holding the PFS™ designation with three years of industry experience. His prior work includes roles at Henderson Hutcherson & McCullough CPAs and BlueCross BlueShield of Tennessee, among others. Guardian Wealth Management serves individual and high-net-worth clients with discretionary asset management and comprehensive financial planning. The firm emphasizes portfolios built from exchange-traded funds and mutual funds, applying Modern Portfolio Theory and efficient-frontier principles with a focus on long-term holdings and periodic rebalancing.

General retirement planning Charitable giving & philanthropy College savings (529s, UTMA, etc.) General tax planning
user avatar

Eduardo P

CFP®

Chattanooga, TN

Guardian Wealth Management, LLC

Eduardo Palacios is a CFP® professional with Guardian Wealth Management, LLC in Chattanooga, TN. He has been with the firm since 2016 and previously worked at Erlanger Hospital. Guardian Wealth Management serves individual and high-net-worth clients with discretionary asset management and financial planning, focusing on diversified portfolios primarily composed of exchange-traded funds and mutual funds. The firm emphasizes long-term holdings, periodic rebalancing, and a planning scope that includes tax and corporate-structure analysis.

General retirement planning Charitable giving & philanthropy College savings (529s, UTMA, etc.) General tax planning
user avatar

James M

CFP®

Johnson City, TN

Guardian Wealth Management, LLC

James Motte is a CFP® professional with 12 years of industry experience. He has worked at Guardian Wealth Management, LLC since 2023 and previously spent seven years at First Covenant Trust and Advisors. Motte also has experience in the public sector, having worked for the City of Bristol. Guardian Wealth Management serves individual and high-net-worth clients, providing discretionary asset management and comprehensive financial planning. The firm’s investment approach emphasizes asset-class diversification based on Modern Portfolio Theory, long-term holdings, and periodic rebalancing, supported by institutional platforms such as Schwab Institutional and DFA products.

General retirement planning Charitable giving & philanthropy College savings (529s, UTMA, etc.) General tax planning
user avatar

Donald V

PFS™

Chattanooga, TN

Guardian Wealth Management, LLC

Donald Vanlandingham is a PFS™ credentialed financial advisor with 24 years of industry experience. He has been with Guardian Wealth Management, LLC since 1997. Outside of his advisory role, he is an investment partner and owner of a commercial office suite building in Chattanooga, TN. Guardian Wealth Management serves individual and high-net-worth clients with discretionary asset management and financial planning, focusing on diversified portfolios primarily using exchange-traded and mutual funds. The firm employs a tailored investment approach based on Modern Portfolio Theory and efficient frontier principles, emphasizing long-term holdings and periodic rebalancing.

General retirement planning Charitable giving & philanthropy College savings (529s, UTMA, etc.) General tax planning
user avatar

Laura R

PFS™

Chattanooga, TN

Guardian Wealth Management, LLC

Laura Reid is a financial advisor at Guardian Wealth Management, LLC in Chattanooga, TN. She holds the PFS™ designation and has three years of industry experience. Reid has been with Guardian Wealth Management since 2014. Guardian Wealth Management serves individual and high-net-worth clients with discretionary asset management and comprehensive financial planning. The firm emphasizes diversified portfolios based on Modern Portfolio Theory, long-term holdings, and conservative cash management, utilizing institutional platforms such as Schwab Institutional and DFA products.

General retirement planning Charitable giving & philanthropy College savings (529s, UTMA, etc.) General tax planning
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