Guardian Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,893,166
Clients
2
50% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
2
Very LowAverage account size
$1,446,583
About
Guardian Advisors, LLC is a single-advisor independent advisory firm that provides personalized financial planning and discretionary investment management to individuals, retirement plans, trusts, estates, charitable organizations and small businesses. The firm offers comprehensive planning (including cash flow, retirement, education and estate planning), hourly engagements, tax-related advice and ongoing asset management, and currently reports approximately $2.68 million in assets under management across a very small number of client relationships.
The firm’s investment approach emphasizes strategic asset allocation with a core-and-satellite structure, using passively managed index funds and ETFs as the core and selectively adding active managers where the firm sees opportunity; portfolios are globally diversified and an Investment Policy Statement is used to document client objectives. Guardian accepts limited power-of-attorney discretionary trading authority, places trades through custodians and does not act as custodian itself, with clients receiving direct custodial statements and periodic written reports.
What is uncommon for a small independent RIA is Guardian’s overlap with brokerage and insurance activities and its formal affiliation structure: the firm is licensed to sell annuities, insurance and other commissioned products and has a material relationship with a related accounting firm and a joint partnership (Kanter Wealth Management) to provide planning services. The founder’s prior broker‑dealer and branch management experience informs the firm’s ability to implement both advisory solutions and brokerage/insurance products, a mix that is atypical among similarly sized independent advisers.
Client services
Portfolio management
Expertise
Passive / index investing
Active portfolio management
Fee options
Financial plan fees starting at $1,500 (negotiable)
$0 - $1,500,000: 2.00% $1,500,001 - $2,000,000: 1.00% $2,000,001+: 0.50%
Firm is licensed to sell annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other commissioned products.
$200.00 per hour for limited scope hourly planning engagements or follow-on implementation work
Account minimum: $50,000 of assets under management Minimum fee: Minimum annual fee of $1,000 (negotiable) for Advisory Service Agreement; Minimum fee of $1,500 (negotiable) for financial plan Fee-only: Financial planning fees starting at $1,500 (negotiable), hourly planning at $200/hour
Main office location
Guardian Advisors, LLC
Tampa FL, United States
Number of offices
1
Most active in
Guardian Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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