GT Financial, Ltd., L.L.C.

The firm works with individual investors as well as pension and profit‑sharing plans, trusts and estates, providing discretionary and non‑discretionary portfolio management along with limited financial and estate planning and project‑based consulting. It also offers retirement plan advisory services to plan fiduciaries, including ERISA plan consulting and the capacity to serve as a discretionary investment manager for designated plan assets when retained.

At the outset of each engagement the firm develops a Financial Profile and an Investment Plan and typically implements portfolios using mutual funds, ETFs, individual equities and U.S. Treasury bonds, favoring a long‑term, buy‑and‑hold approach with reviews at least quarterly. Portfolios are managed under either discretionary authority or on a consultative basis, and fund and ETF selections are evaluated by factors such as past performance, fees, manager and overall ratings.

The firm is affiliated with an accounting practice whose principal is also the adviser’s owner and holds CPA and PFS credentials; the two entities may refer clients to one another while performing and billing for services separately. That dual CPA/adviser background, the firm’s explicit pension consulting and ERISA 3(21)/3(38) offerings, and the principal’s substantial seasonal commitment to accounting work (up to about 75% of his time) are notable distinctions compared with many single‑advisor independent firms.