Grundy Financial Advisory Services

The firm provides financial planning and discretionary investment management services to individuals (including non‑HNW and high‑net‑worth clients), families, and small businesses. Services include comprehensive written financial plans, limited‑scope consulting, and ongoing portfolio supervision.

Its investment approach emphasizes strategic asset allocation informed by Modern Portfolio Theory, with portfolios built mainly from mutual funds and ETFs and, to a lesser extent, individual securities and securities components of variable annuities. Portfolios are managed with a long‑term orientation and periodic review and rebalancing tied to clients’ risk tolerance and objectives rather than systematic short‑term trading.

Notable distinctions in the brochure include offering limited hourly planning engagements and an explicit willingness to serve individual non‑HNW clients—both less common among peer investment managers—and disclosure that the firm may advise on or use other financial products such as variable‑annuity components. The firm is a single‑owner practice whose owner conducts active gold‑futures trading outside the advisory business and reports that trading as a primary source of personal income; the brochure also discloses a recommended custodian relationship that provides research and support services.