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GRP Retirement Planning

Updated today

Client assets under management

$155,261,578

Clients

846

6% high-net worth

Advisors

5

of 16 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

169

Very High

Average account size

$183,524

About

GRP Retirement Planning is an SEC‑registered investment adviser that manages roughly $155 million for individuals, high‑net‑worth clients, businesses, non‑profits and municipal entities, providing discretionary and non‑discretionary portfolio management, written investment strategies, financial planning, and access to third‑party sub‑advisors. Its services cover a range of investment products including cash, stocks, ETFs, mutual funds, bonds and annuities, along with consulting on risk assessment and estate planning.

The firm tailors advice to each client’s objectives, time horizon and stated risk tolerance and uses a mix of approaches such as asset allocation, dollar‑cost averaging, technical analysis, and both long‑ and short‑term purchases; GRP may engage unaffiliated sub‑advisors to manage all or a portion of client assets while retaining supervisory responsibility. Accounts are reviewed at least quarterly, clients receive regular custodian reporting, the firm recommends custodians with which it has relationships (Charles Schwab and Fidelity), and it highlights potential tax implications and the advisability of ongoing consultation with tax professionals.

A distinguishing feature is GRP’s employer‑sponsored financial education program, through which corporate clients can make virtual seminars and one‑on‑one sessions available to employees and household members on topics ranging from retirement planning and employee benefits optimization to college savings, tax strategies, and estate planning—an offering that is uncommon among peer team firms. The brochure also discloses that the firm owner has an ownership interest in Gosline Retirement Planning (an insurance business) and that some representatives are licensed insurance agents, creating potential referral conflicts the firm describes and manages, and it notes that certain service providers used by the firm incorporate artificial intelligence components.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

General retirement planning Income planning Cash flow / budgeting Debt management

Fee options

Fixed

Financial planning fixed fees range from $1,000 to $10,000 per project, negotiable

Percentage

$0 - $250,000: 1.70% $250,000 - $500,000: 1.60% $500,001 - $750,000: 1.50% $750,001 - $1,000,000: 1.40% $1,000,001 - $2,000,000: 1.25% $2,000,001+: 1.00%

Commissions

Commission-based insurance products sold by some representatives, but not through advisory services

Project-based

Financial planning hourly fees range from $250 to $2,500 per hour, negotiable

Other

Minimum fee: $200 initial Onboarding Fee for new Asset Management clients Fee-only: Asset management fees, financial planning fees, and employer sponsored financial education fees only; no commissions charged by GRP

Main office location

GRP Retirement Planning

633 Maine Avenue

Farmingdale ME 04344, United States

Number of offices

2

Most active in

Florida · Maine · New Hampshire · North Carolina · Texas · Vermont

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Brooks R

Series 63, Series 65

Davidson, NC

GRP Retirement Planning

Brooks Riley is a financial advisor at GRP Retirement Planning with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including AlphaStar Capital Management and Advisory Alpha, LLC. Outside of his advisory role, he provides business consulting focused on practice management, marketing, and operational workflow efficiencies. GRP Financial Services is an SEC-registered advisory firm managing approximately $110 million for individuals, businesses, non-profits, and municipal entities. The firm offers discretionary investment management and financial planning through a five-advisor team, tailoring portfolios to client goals and providing employer-sponsored financial education and virtual seminars.

General retirement planning Income planning Cash flow / budgeting Debt management
user avatar

Nathan N

Series 65

Farmingdale, ME

GRP Retirement Planning

Nathan Nichols is a financial advisor at GRP Retirement Planning with nine years of industry experience. He holds a Series 65 designation and has previously worked at firms including Advisory Alpha, LLC and Planners Alliance LLC. Nichols is also president of Gosline Retirement Planning, where he provides insurance services, education, and consulting. GRP Financial Services is an SEC-registered firm that manages approximately $110 million for individuals, businesses, non-profits, and municipal clients through a five-advisor team. The firm offers discretionary investment management and financial planning, tailoring portfolios to client goals and risk tolerance, and provides employer-sponsored financial education and virtual seminars.

General retirement planning Income planning Cash flow / budgeting Debt management
user avatar

Jacob C

Series 65

Farmingdale, ME

GRP Retirement Planning

Jacob Coan is a financial advisor at GRP Retirement Planning with a Series 65 designation and three years of industry experience. He has held roles at GRP Financial Services, Gosline Retirement Planning, Advisory Alpha, LLC, Summit Real Estate, and Gosline Insurance Group. Outside of advising, Coan has experience as a real estate sales agent. GRP Financial Services is an SEC-registered advisory firm serving individuals, businesses, non-profits, and municipal entities through a five-advisor team. The firm offers discretionary investment management and financial planning, tailoring portfolios to client goals and risk tolerance, and provides employer-sponsored financial education and virtual seminars.

General retirement planning Income planning Cash flow / budgeting Debt management
user avatar

Lance H

Series 63, Series 65

Farmingdale, ME

GRP Retirement Planning

Lance Harder is a financial advisor with GRP Retirement Planning in Farmingdale, ME, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at multiple firms such as Advisory Alpha, LLC and Pruco Securities LLC. GRP Financial Services is an SEC-registered advisory firm serving individuals, businesses, non-profits, and municipal entities with discretionary investment management and financial planning. The firm employs a tailored investment approach and offers employer-sponsored financial education and virtual seminars.

General retirement planning Income planning Cash flow / budgeting Debt management
user avatar

John B

Series 63, Series 65

Farmingdale, ME

GRP Retirement Planning

John Bandstra is a financial advisor at GRP Retirement Planning with Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Lincoln International and KPMG LLP. GRP Financial Services is an SEC-registered advisory firm managing approximately $110 million for individuals, businesses, non-profits, and municipal entities. The firm offers discretionary investment management and financial planning through a five-advisor team, tailoring portfolios to client goals and providing employer-sponsored financial education and virtual seminars.

General retirement planning Income planning Cash flow / budgeting Debt management
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