Growth Horizons Wealth Management LLC

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Client assets under management

$50,937,582

Clients

25% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$628,859

About

Growth Horizons Wealth Management LLC provides fee‑only investment management, financial planning (both ongoing and project‑based), and retirement plan consulting and management to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, charitable organizations, and businesses. As of December 31, 2025 the firm reported approximately $58.3 million in discretionary assets under management across a small advisory team serving roughly 81 clients.

The firm’s investment approach emphasizes asset allocation guided by fundamental analysis and Modern Portfolio Theory, combining passive and active strategies and offering socially conscious options when requested by clients. GHWM frequently uses third‑party managers and platforms—disclosing use of the Advyzon/AIM Nucleus model marketplace—and has added Personalized Index Engine and tax‑overlay services to implement tax‑aware strategies, held‑away account monitoring, and periodic discretionary rebalancing.

The brochure discloses several practices that are less common among peers: its advertising may include hypothetical performance examples and client testimonials, and it maintains formal solicitor/referral arrangements (for example with Heritage Wealth Management, LLC and French Family Office, LLC) under which referrers receive a portion of advisory fees. The firm also documents recommendations of third‑party professionals (including accountants and tax advisors) and discloses that it may compensate third parties for client referrals, alongside its use of outside managers and platform relationships.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Tax-loss harvesting Wealth management ESG / Sustainable investing Retirement income strategy Business sale tax planning

Occupation focus

Founder/Business Owner Executive

Demographic focus

Mid-Career Professionals Approaching retirement

Fee options

Fixed

Project-based financial planning fixed fees range from $1,000 to $20,000; initial financial planning fee up to $20,000.

Percentage

$0 - $500,000: 1.75% $500,001 - $2,000,000: 1.50% $2,000,001 - $5,000,000: 1.25% $5,000,001+: 0.90%

Project-based

$350 per hour for project-based financial planning.

Subscriptions

Ongoing financial planning fees range from $100 to $10,000 monthly, paid monthly in arrears.

Other

Fee-only: Fees are only charged to clients; no commissions or sales-related compensation received.

Main office location

Growth Horizons Wealth Management LLC

601 Quail Valley Dr.

Georgetown TX 78626, United States

Number of offices

Most active in

Arizona · California · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Instagram Website 512-316-7207

Advisors at this firm

Zach T

CFP®

Georgetown, TX

Growth Horizons Wealth Management LLC

I’m Zach Thomas, founder and steward of Growth Horizons Wealth Management, based in Georgetown, TX. As a fee‑only, fiduciary advisor, our team empowers small business owners, high-net-worth individuals, and retirees to build purposeful lives through thoughtful, technology-forward wealth planning—because financial success should fuel what matters, not distract from it. My journey began after witnessing my grandfather’s financial struggles following his business exit. That experience—combined with the values of my parents (a teacher and postal worker)—shaped my mission to prevent others from suffering the same. I launched my career at Wells Fargo, built a wealth-management department at Cadence Bank, and refined my approach at Heritage Family Offices before launching my practice in July 2023. Outside of work, I’m a devoted husband, proud father to Roman, CrossFit enthusiast, triathlon finisher, aspiring author, lifelong student of the humanities, and active Christian. I believe wealth is about time, freedom, and legacy—not just dollars.

Business ownership considerations Tax strategies for small businesses Business exit / sale strategy Founder/Business Owner Christian Faith Based Gen Y/Millennials (Born 1980-1995)

Scott G

Series 65

Georgetown, TX

Growth Horizons Wealth Management LLC

Scott Goeke is a financial advisor at Growth Horizons Wealth Management LLC in Georgetown, TX, holding a Series 65 designation. He has prior experience at Samsung Electronics America, Amazon, and Microsoft, spanning from 2015 to 2025. Growth Horizons Wealth Management LLC is a fee-only investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a combination of passive and active investment strategies guided by modern portfolio theory and offers customized portfolio management with tax-aware rebalancing and socially conscious options.

Tax-loss harvesting Wealth management ESG / Sustainable investing Retirement income strategy Business sale tax planning Founder/Business Owner Executive Mid-Career Professionals Approaching retirement

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