Grosse Point Capital Management

The firm provides discretionary investment management, IRA services, and both standalone financial planning and ongoing consulting to individuals, families and closely held businesses. Engagements include written investment management agreements and separate financial planning or consulting contracts enabling implementation support or advisory-only recommendations.

Investment decisions are guided by a Modern Portfolio Theory approach that emphasizes diversified asset-class exposure implemented primarily through low-cost mutual funds and ETFs, with frequent use of funds from providers such as DFA and AQR. Portfolios are managed with long-term asset-allocation models, periodic rebalancing, and consideration of tax and transaction costs when adjusting allocations.

What is noteworthy is that the firm’s principal also operates an affiliated insurance brokerage and may recommend commission-based insurance products, a conflict of interest that the brochure discloses and that is less common among independent advisers. The firm is a small, single-advisor practice with a concentrated client base and supplements advisory work with proprietary planning tools and advanced planning services (including estate and business planning analyses and access to planning software), which may make its service mix different from similarly sized peers.