Grit and Lavender Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$956,918
Total clients
8
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
8
Average account size
$119,615
About
Grit and Lavender Financial Planning serves individual clients with a mix of investment management, comprehensive financial planning, hourly/project work, and a hands-on financial coaching offering. Like many independent advisories, the firm charges asset-based fees for ongoing portfolio management and provides tailored financial plans tied to client goals and risk tolerances.
The firm primarily employs a passive investing approach and may use third‑party model portfolios or outside managers to implement allocations, while integrating planning topics such as cash flow, retirement, tax considerations, business planning, and estate planning. It also offers an ongoing coaching model with recurring client access and monthly touchpoints, as well as one‑page action plans and optional periodic reviews to support implementation.
What is distinctive about the firm is its mix of subscription-style services and educational programming uncommon among peers: it offers an annual/ongoing client service option for former one‑time clients, a monthly coaching engagement with office hours, and seminars or courses for groups. The practice is a solo, very small advisory firm with limited AUM and client counts, and staff hold a Certified Divorce Financial Analyst credential and participate in external industry education (exam-prep and instruction), indicating niche expertise and a significant focus on teaching and client education.
Client services
Expertise
Fee options
Project-Based Financial Planning fees range from $150 to $5,000, negotiable; upfront charge of $1,750 for Comprehensive Wealth Management; upfront charge of $375 for Collaborative Financial Planning
$0 - $1,000,000: 1.40% $1,000,001+: 1.00%
Up to $400 per hour, billed in 15-minute increments, negotiable
Account minimum: $5,000 (may be waived at discretion of GLFP)
Main office location
Grit and Lavender Financial Planning
Brighton MI, United States
Number of offices
1
Most active in
Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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