Great Lakes Retirement Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$6,650,000
Clients
72
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
72
Very HighAverage account size
$92,361
About
Great Lakes Retirement Planning serves individual investors (including high‑net‑worth clients), small businesses, foundations, and non‑profits with discretionary portfolio management and fee‑based financial planning across IRAs, taxable accounts, 401(k) and SIMPLE IRA plans, and 529 college savings accounts. The firm also provides retirement plan services and can act as an ERISA plan fiduciary while coordinating plan administration through third‑party administrators and custodians.
The firm’s investment approach is based on Modern Portfolio Theory and a long‑term buy‑and‑hold philosophy, using portfolio‑level software to construct asset‑class portfolios and to trade and rebalance groups of client accounts together on a regular schedule. Taxable accounts may be managed with a tax‑loss harvesting strategy, monthly portfolio monitoring, and quarterly rebalancing for qualified accounts.
Noteworthy features disclosed in the brochure include the principal’s status as a licensed insurance agent who may offer commissionable insurance products and fixed annuities, a potential conflict the firm documents for clients. The firm also provides educational seminars for employees and clients and routinely works with other financial professionals — including real estate agents, attorneys, and accountants — for estate, business exit, and transaction planning, with third‑party fees negotiated separately.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
Tax-loss harvesting
Business exit / sale strategy
Business sale tax planning
General estate planning guidance
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Fee options
Financial planning fees range from $2,000 to $10,000 per engagement depending on plan type
$0.00 - $1,000,000.00: 0.55% $1,000,000.00 - $2,000,000.00: 0.50% $2,000,000.00 - $3,000,000.00: 0.45% $3,000,000.00 - $4,000,000.00: 0.35% $4,000,000.00 - $5,000,000.00: 0.25% $5,000,000.00+: 0.15%
Compensation may be received from commissions for sale of insurance and annuity products; commissions are not the primary source of income and advisory fees are not reduced to offset commissions.
Account minimum: $0.00
Main office location
Great Lakes Retirement Planning LLC
1300 East 9 Th Street, Suite 750
Cleveland OH 44114, United States
Number of offices
1
Most active in
Great Lakes Retirement Planning LLC has reported serving >5 clients in these states in the last 12 months.
New Hampshire · Ohio · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
Forms ADV
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