Grayton Beach Capital, LLC

Grayton Beach Capital provides investment advisory and consulting services to individuals (including high-net-worth clients), families and institutional investors, offering discretionary portfolio management with a stated focus on income portfolios and risk management, as well as financial planning. The firm also delivers OCIO services for institutional clients and OCFO services for small- and mid-sized family businesses, and supports implementation through insurance, real estate and mortgage licensing and a dba created to serve other RIAs.

The firm’s investment approach is tailored to each client and uses firm-developed model portfolios across risk tolerances, with an emphasis on fixed income, credit and hedge-fund strategies and plans to offer access to alternative private funds (real estate and public/private credit). Accounts are typically managed on a discretionary basis, the firm does not accept client restrictions on specific securities within models, and its disclosures show use of a range of analytic methods and trading techniques when appropriate.

Noteworthy features in the brochure include a detailed performance-fee framework (high-watermark and look-back mechanics) and performance-related disclosures alongside a statement that the firm does not currently charge performance-based fees — a level of performance disclosure that is uncommon among independent advisers. The firm’s materials also highlight a combination of advisory, transactional (insurance, real estate, MLO) capabilities and a dedicated RIA-facing dba, and the brochure reports modest assets under management relative to the firm’s stated account minimum.