Gray Colt Financial Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$700,000
Clients
5
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
5
Very LowAverage account size
$140,000
About
Gray Colt Financial Planning is a state-registered, independent advisory firm that provides ongoing asset management and written financial planning to individual and high-net-worth clients. The firm serves a very small client roster on a one-on-one basis and provides portfolio management, retirement-rollover advice and modular financial plans.
The firm’s investment approach emphasizes value-oriented, long-term holdings and strategic asset allocation, while also using options strategies and short-term special-situation investments when appropriate; portfolios are tailored to client objectives and may include client-imposed restrictions. Gray Colt Financial Planning conducts at least quarterly reviews, offers discretionary management, and uses the eMoney platform for planning, account aggregation and secure document storage.
Noteworthy characteristics include the firm’s regular public educational workshops offered free of charge and the fact that the firm’s principal holds an active insurance license but discloses that the firm does not sell insurance products to clients. The adviser is newly registered, operates as a solo practitioner with a small number of accounts and modest assets under management, a profile that can result in highly personalized service but also means certain administrative services (for example, proxy voting) are not provided by the firm.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Options & derivatives strategies
Concentrated stock management
Wealth management
Fee options
$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.75% $5,000,001+: Negotiable
$200 per hour for financial planning services
Main office location
Gray Colt Financial Planning LLC
St. Petersburg FL, United States
Number of offices
1
Most active in
Gray Colt Financial Planning LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")