Grape Modern Wealth Management

Grape Modern Wealth Management provides discretionary portfolio management and complimentary financial planning to individuals, high‑net‑worth clients, and business entities. The firm manages accounts primarily in equities, fixed income, ETFs and commodities and states it does not require an account minimum.

The firm’s investment process emphasizes fundamental analysis and a long‑term investing approach, documented in an Investment Policy Statement that records each client’s goals and risk tolerance and is reviewed at least monthly. GMWM typically exercises discretionary authority to implement asset allocation, select securities, and monitors portfolios while delivering regular written reports and custodian statements.

GMWM sponsors and acts as the sole portfolio manager for its own wrap fee program—a structure that is uncommon for independent, solo‑advisor firms—and combines transaction costs into a single advisory fee, a feature the firm notes can create an incentive to limit trading. The brochure also discloses an insurance sales outside business activity (annuities and life insurance, comprising a modest portion of compensation) and a local retiree social group, both noted as disclosed activities that could present conflicts of interest.