Granite Wealth Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$42,527,898
Total clients
36
39% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
36
Average account size
$1,181,331
About
Granite Wealth Advisors serves individuals (including high-net-worth clients), trusts, estates, business entities, charitable organizations, and pension or profit-sharing plans, typically requiring a $500,000 account minimum. The firm provides both discretionary and non-discretionary investment management, financial planning, and the selection and oversight of third‑party sub‑advisers, implementing portfolios using mutual funds, ETFs, stocks, and bonds.
The firm’s investment process emphasizes strategic, risk‑based asset allocation implemented primarily with mutual funds and ETFs, periodic rebalancing, and a long‑term orientation rather than market timing. It manages accounts on a discretionary basis (reporting roughly $42.5 million in regulatory AUM as of December 31, 2025) and conducts due diligence when retaining independent third‑party advisers, retaining the ability to hire or terminate those sub‑advisers.
Compared with many peers, the firm operates with a relatively small client base (about 36 clients) and concentrated AUM, which suggests more individualized account oversight. The brochure also discloses a past disciplinary matter — the firm’s principal experienced a temporary FINRA suspension in 2014 related to a departure from a former employer — and notes the firm provides facilitation for estate‑planning documents through an unaffiliated online service (Wealth.com).
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Charitable giving & philanthropy
Cash flow / budgeting
General estate planning guidance
Fee options
One-time flat fee up to $1,000 for facilitation and coordination services with Wealth.com.
$0 - $1,000,000: Not to exceed 2.5% annually $1,000,001 - $3,000,000: Not to exceed 2.0% annually $3,000,001+: Not to exceed 1.5% annually
Account minimum: $500,000 (subject to negotiation) Fee-only: Annual advisory fees generally range between 1% to 2.5% of assets under management; fees are negotiable.
Main office location
Granite Wealth Advisors
43471 Ridge Park Drive, Ste E3
Temecula CA 92590, United States
Number of offices
1
Most active in
Granite Wealth Advisors has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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