Granite Financial Advisors, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,833,078
Total clients
11
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
11
Average account size
$166,643
About
The firm provides wealth management and comprehensive financial planning to individuals, trusts, corporations, and estates, covering retirement planning, college savings, debt management, and related consultations. It also offers discretionary investment management through three tiers of plans (maintenance, simple, and comprehensive) and currently manages about $1.83 million for eleven clients, with no stated asset minimum for new clients.
The firm’s investment process uses quantitative analysis and emphasizes cost control while offering dividend‑focused strategies, including the Morningstar Dividend Select Portfolio with quarterly dividend reinvestment, as well as approaches described as DOW strategies and value averaging. Accounts are custodied at Interactive Brokers, advisory fees are assessed as a percentage of assets (calculated daily), and clients receive annual reviews and regular custodial statements.
Distinctive operational features include that the firm’s principals work full‑time as school teachers during the academic year and provide advisory services outside school hours and in the summer, which can affect scheduling and availability. The firm also does not exercise proxy voting on client securities (reserving voting to clients) and operates with a notably small client base and total AUM relative to many peers.
Client services
Financial planning
Portfolio management
Fee options
Flat fee of $300 for financial planning services, adjustable based on case complexity with client approval.
$0+: 0.5% annually (Maintenance Plan) $0+: 0.75% annually (Simple Plan) $0+: 1.00% annually (Comprehensive Plan)
Fee-only: Flat fee of $300 for financial planning services, adjustable based on case complexity with client approval.
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Granite Financial Advisors, Inc.
Lewisburg PA, United States
Number of offices
1
Forms ADV
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