Graney & King, LLC logo

Graney & King, LLC

Updated today

Client assets under management

$481,487,531

Clients

791

40% high-net worth

Advisors

4

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

198

Very High

Average account size

$608,707

About

Graney & King provides asset management, financial planning, and retirement plan consulting to individuals (including high‑net‑worth clients), trusts and employer plans. The firm reports discretionary management of roughly $484 million across about 791 client relationships supported by four advisors.

Investment services are delivered largely through LPL Financial’s Strategic Wealth Management platform and several LPL‑sponsored programs (Optimum Market Portfolios, Personal Wealth Portfolios, Model Wealth Portfolios and Manager Access Select), using model portfolios, mutual funds, ETFs and third‑party SMA managers with regular review and rebalancing. The brochure discloses that the firm may use borrowing/margin in client accounts (including separately managed accounts) and assesses advisory fees on positions purchased on margin.

The firm’s structure includes dually registered personnel who act as broker‑dealer representatives and as insurance agents, and the brochure explains the potential for commission‑based compensation on product sales outside advisory accounts. Combined with a comparatively high client load per advisor and reliance on custodial and sponsored program relationships with LPL and Schwab (including disclosed transition assistance and platform support), these features shape how the firm delivers advice and are identified as potential conflicts of interest in its disclosure materials.

Client services

Financial planning Portfolio management Pension consulting

Expertise

General retirement planning

Fee options

Fixed

Flat fees up to $20,000 for financial planning and consulting services; retainer up to $1,200

Percentage

$0 - $10,000: Up to 1.75% $10,000 - $25,000: Program minimums apply (see LPL Financial Sponsored Advisory Programs) $25,000 - $50,000: Program minimums apply (see LPL Financial Sponsored Advisory Programs) $50,000 - $250,000: Program minimums apply (see LPL Financial Sponsored Advisory Programs) $250,000+: Program minimums apply (see LPL Financial Sponsored Advisory Programs)

Project-based

Up to $475 per hour for financial planning and consulting services

Other

Fee-only: Hourly fees up to $475/hour; flat fees up to $20,000; flat fees not to exceed $1,200 retainer when services cannot be rendered within 6 months

Main office location

Graney & King, LLC

623 New Loudon Road

Latham NY 12110, United States

Number of offices

1

Most active in

California · Colorado · Connecticut · Florida · Massachusetts · New Hampshire · New Jersey · New York · North Carolina · Pennsylvania · South Carolina · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Timothy G

CFP®, Series 63

Latham, NY

Graney & King, LLC

Timothy Graney is a CFP® professional with 34 years of experience in the financial services industry. He has been with Graney & King, LLC and LPL Financial LLC since 1998. Graney & King serves individuals, including high-net-worth clients, trusts, and employer-sponsored retirement plans, providing discretionary asset management, financial planning, and retirement plan consulting. The firm employs asset-allocation and model-based strategies using mutual funds, ETFs, individual stocks, and bonds, with portfolio construction grounded in fundamental analysis and modern portfolio theory principles.

General retirement planning
user avatar

Edward K

CFP®, Series 63

Latham, NY

Graney & King, LLC

Edward King is a CFP® professional with 33 years of industry experience. He has been with Graney & King, LLC since 1998 and is also associated with LPL Financial LLC. In addition to his advisory role, he offers long-term care insurance as a non-investment related service. Graney & King serves individuals, trusts, and employer-sponsored retirement plans by providing discretionary asset management, financial planning, and retirement plan consulting. The firm employs asset-allocation and model-based strategies utilizing mutual funds, ETFs, stocks, and bonds, managing approximately $418 million in client assets.

General retirement planning
user avatar

Richard F

Series 63, Series 65

Latham, NY

Graney & King, LLC

Richard Finelli is a financial advisor at Graney & King, LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has operated his own CPA practice since 1987. His career also includes long-term roles at LPL Financial, LLC and Linsco/Private Ledger Corp. Graney & King serves individuals, including high-net-worth clients, trusts, and employer-sponsored retirement plans, providing discretionary asset management, financial planning, and retirement plan consulting. The firm uses asset-allocation and model-based strategies, incorporating mutual funds, ETFs, stocks, and bonds, with portfolio construction based on fundamental analysis and modern portfolio theory.

General retirement planning
user avatar

Phillip H

Series 66

Latham, NY

Graney & King, LLC

Phillip Harabarovici is a financial advisor with Graney & King, LLC, holding a Series 66 designation and five years of industry experience. His prior work includes roles at LPL Financial and various small businesses. He serves as a nonprofit board member for the Order of the Sons of Pericles at Saint Sophia Greek Orthodox Church in Albany, assisting with local volunteer and community events. Graney & King, LLC provides discretionary asset management, financial planning, and retirement plan consulting to individuals, trusts, and employer-sponsored retirement plans. The firm manages approximately $418 million in client assets and employs asset-allocation and model-based strategies using mutual funds, ETFs, individual stocks, and bonds, delivering managed solutions through LPL-sponsored platforms.

General retirement planning
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