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Grand Life Financial LLC

Updated today

Total assets under management

$8,565,682

Total clients

5

100% high-net worth

Total advisors

1

of 1 employees

Firm size

Independent

1 advisor

Average clients per advisor

5

Average account size

$1,713,136

About

Grand Life Financial LLC provides comprehensive financial planning and ongoing investment management primarily for high‑net‑worth individuals. Its advisory services include retirement and tax planning, Social Security optimization, estate and pension planning, executive compensation and stock option guidance, and business consulting.

The firm uses an evidence‑based investment approach grounded in modern portfolio theory to construct globally diversified portfolios with low‑cost institutional funds, ETFs, and mutual funds, and is an approved Dimensional Fund Advisors (DFA) firm. It emphasizes tax‑aware portfolio construction, Monte Carlo cash‑flow analysis for retirement planning, and long‑term disciplined management.

Managing roughly $8.6 million for a very small client roster, Grand Life Financial operates as a highly individualized practice that combines investment management with specialized planning for executives and business owners. The combination of a DFA affiliation, explicit focus on stock‑option and concentrated‑position strategies, and an offered business consulting service is less common among independent solo advisors.

Client services

Financial planning Portfolio management Business consulting

Expertise

Social Security optimization Wealth management Equity compensation tax strategy Retirement income strategy General tax planning

Occupation focus

Executive

Fee options

Percentage

$0 - $2,000,000: 0.90% annually $2,000,001 - $5,000,000: 0.60% annually $5,000,001 - $10,000,000: 0.40% annually $10,000,001+: 0.20% annually

Project-based

Up to $350 per hour for business consulting

Other

Account minimum: $1,000,000

Main office location

Grand Life Financial LLC

350 Springfield Ave, Suite 200 G

Summit NJ 07901-4610, United States

Number of offices

4

Most active in

Florida · New Jersey · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

John F

CFP®

Summit, NJ

Grand Life Financial LLC

John Foligno has 30+ years of professional work and coaching/mentoring experience, which includes over 10 years of running his own business. Through empathy, active listening and thoughtful counsel, he lives his personal mission by inspiring people to overcome the roadblocks that prevent them from accomplishing their goals, and helps them to find enlightenment, fulfillment, and financial well-being. He specializes in supporting high-net-worth households, although he enjoys working with all manner of people. As a business owner, John learned the hard way how much he would have benefited from a financial steward who understands the myriad challenges of running a business. That experience, coupled with his passion for financial planning, enables him to relieve business owners of the day-to-day concerns of reaching their financial goals, which frees them to focus on their growth and ultimate exit strategy. As a graduate of Syracuse University’s Whitman School of Management, John studied finance and marketing. John is a member of NAPFA, whose members completed a broad-based advanced education program in financial planning and are trained to provide coordinated advice on issues surrounding a client’s entire financial picture. When he is not fulfilling his fiduciary obligation of putting his client’s interest first, John is sharing time with his wife, Michelle, his daughter, Ruby, and their golden retriever, Honey. He enjoys a healthy lifestyle of strength conditioning and hiking as well as watching sports and reading. John is a first-degree black belt in Goju karate that guides his disciplined approach. He volunteers his time for the honor of helping people with limited financial education to make more informed decisions and has been featured in financial planning media journals to share his insights.

Business ownership considerations Business exit / sale strategy Business succession planning Founder/Business Owner Executive Financial coaching / therapy
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