Grand Life Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$8,565,682
Total clients
5
100% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
5
Average account size
$1,713,136
About
Grand Life Financial LLC provides comprehensive financial planning and ongoing investment management primarily for high‑net‑worth individuals. Its advisory services include retirement and tax planning, Social Security optimization, estate and pension planning, executive compensation and stock option guidance, and business consulting.
The firm uses an evidence‑based investment approach grounded in modern portfolio theory to construct globally diversified portfolios with low‑cost institutional funds, ETFs, and mutual funds, and is an approved Dimensional Fund Advisors (DFA) firm. It emphasizes tax‑aware portfolio construction, Monte Carlo cash‑flow analysis for retirement planning, and long‑term disciplined management.
Managing roughly $8.6 million for a very small client roster, Grand Life Financial operates as a highly individualized practice that combines investment management with specialized planning for executives and business owners. The combination of a DFA affiliation, explicit focus on stock‑option and concentrated‑position strategies, and an offered business consulting service is less common among independent solo advisors.
Client services
Financial planning
Portfolio management
Business consulting
Expertise
Social Security optimization
Wealth management
Equity compensation tax strategy
Retirement income strategy
General tax planning
Occupation focus
Executive
Fee options
$0 - $2,000,000: 0.90% annually $2,000,001 - $5,000,000: 0.60% annually $5,000,001 - $10,000,000: 0.40% annually $10,000,001+: 0.20% annually
Up to $350 per hour for business consulting
Account minimum: $1,000,000
Main office location
Grand Life Financial LLC
350 Springfield Ave, Suite 200 G
Summit NJ 07901-4610, United States
Number of offices
4
Most active in
Grand Life Financial LLC has reported serving >5 clients in these states in the last 12 months.
Florida · New Jersey · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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