Grand Central Investment Group, LLC

Grand Central Investment Group provides separate account portfolio management, financial planning, and consulting to individuals, high-net-worth clients, retirement and profit-sharing plans, charitable organizations, and corporate clients. The firm delivers both discretionary and non-discretionary portfolio services and tailors advice to each client’s stated objectives and constraints.

The firm takes a top-down approach to set U.S. and global allocations and then builds equity exposure with a dividend-focused framework that separates holdings into current high-yield payers and companies with accelerating dividend growth, using fundamental screens informed by quantitative factors and complemented by technical analysis. It also integrates fixed income, exchange-traded products, and alternative investments where appropriate and uses a structured onboarding process (its SWAN and CAR conversations) to align risk tolerance and goals with model allocations.

Noteworthy operational features include sponsoring its own wrap fee program, which bundles execution and transaction charges into the advisory fee and is described in a separate wrap brochure, and a recent ADV amendment disclosing an ownership/leadership change. The firm also discloses the use of third‑party solicitors and receipt of soft‑dollar benefits from its recommended broker-dealer relationship—arrangements that are less common among similarly sized advisory teams and that can affect execution, reporting, and potential conflicts of interest.