Graham Wealth Management LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$3,500,000
Total clients
33
3% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
33
Average account size
$106,061
About
Graham Wealth Management LLC provides ongoing portfolio management and financial planning to individual and high-net-worth clients. The firm manages roughly $3.5 million across a small client base and documents client goals and risk tolerance in individualized Investment Policy Statements.
The adviser employs fundamental analysis, modern portfolio theory and technical analysis to build IPS-driven strategies and reviews accounts at least quarterly. Trading approaches can include long- and short-term positions and the use of margin and options, but the adviser operates on a primarily non-discretionary basis so clients retain final trade approval.
Notable differences from many peers include the firm’s entirely non-discretionary AUM, which is uncommon for independent advisers, and its use of margin and options strategies that carry elevated risks. The adviser’s principal is also a licensed insurance agent who may recommend and sell insurance products to clients (a disclosed conflict of interest), and the firm requires clients to custody assets with approved custodians rather than allowing client-directed broker selection.
Client services
Financial planning
Portfolio management
Expertise
Options & derivatives strategies
Annuities
Real estate investing
Fee options
2.00% annually
Between $100 and $450 per hour
Main office location
Graham Wealth Management LLC
Panama City Beach FL, United States
Number of offices
1
Most active in
Graham Wealth Management LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")